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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Alan Jay Rosenberg

Construction, Litigation, Insurance, Consumer Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

London, KY 40742

Cale Patrick O'bryan

Estate Planning, Bankruptcy, Personal Injury, Insurance, Criminal

Status: In Good Standing Licensed: 10 Years

CONTACT

1084 S Laurel Rd, London, KY 40744

Erika Nicole-Theresa Wunderlich

Personal Injury, Foreclosure, Bankruptcy, Dispute Resolution

Status: In Good Standing Licensed: 18 Years

CONTACT

London, KY 40742

Garrett Edward Messemaker Cutler

Premises Liability, Estate Planning, Securities, Commercial Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

London, KY 40742

James Milby Ridings

General Practice

Status: In Good Standing

CONTACT

120 N Main St, London, KY 40741

James A Ridings

General Practice

Status: In Good Standing

CONTACT

120 N Main St, London, KY 40741

Jeffrey Todd Weaver

Corporate, Business, Bankruptcy, Commercial Real Estate

Status: In Good Standing

CONTACT

312 West 7Th Street, London, KY 40741

Joseph Charles Africano

Civil Rights, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 3 Years

CONTACT

London, KY 40742

Kareem Shahir Hamdiyah

General Practice

Status: In Good Standing

CONTACT

322 N Main St, London, KY 40741

Lucas George Salava

Contract, Bankruptcy, Personal Injury, Insurance

Status: In Good Standing Licensed: 48 Years

CONTACT

London, KY 40742

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FCRA

See Fair Credit Reporting Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

... This case is before this Court on a grant of discretionary review to determine whether KRS 427.170, which incorporates by reference the federal bankruptcy exemptions of 11 USC Â§ 522(d), applies only to debtors in bankruptcy proceedings, or whether it renders those ...

Wilson v. Paine

... Opinion of the Court by Justice CUNNINGHAM. Pursuant to CR 76.37(1), this Court granted the certification request of the United States Bankruptcy Court for the 286 Western District of Kentucky to answer the following question of Kentucky law: ...

Kentucky Bar Ass'n v. Leadingham

... Allen Walker. Michael and Leigh Ann Perdue. 12. Michael and Leigh Ann Perdue hired the Respondent to represent their interests in a bankruptcy action in June, 2003. The Respondent quoted a fee of $800 for the case. On or ...

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Tyner Bankruptcy Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Alan Jay Rosenberg

Cale Patrick O'bryan

Erika Nicole-Theresa Wunderlich

Garrett Edward Messemaker Cutler

James Milby Ridings

James A Ridings

Jeffrey Todd Weaver

Joseph Charles Africano

Kareem Shahir Hamdiyah

Lucas George Salava

TIPS

LEGAL TERMS

CREDITOR

FCRA

WORKOUT

TRADE NAME

SETOFF

WINDING UP

GENERAL PARTNER

NONPROFIT CORPORATION

GRACE PERIOD

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

Wilson v. Paine

Kentucky Bar Ass'n v. Leadingham

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