Umatilla Collection Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Mark A. Brionez

Lawsuit & Dispute, Real Estate, Collection

Status: In Good Standing

CONTACT

1000 West Main Street, Leesburg, FL 34748

Richard William Hennings

Divorce & Family Law, Collection

Status: In Good Standing Licensed: 49 Years

CONTACT

41957 Rice Dr, Altoona, FL 32702

John D. Metcalf

Construction, Civil Rights, Contract, Collection, Products Liability

Status: In Good Standing Licensed: 20 Years

CONTACT

Tavares, FL 32778

Paul Marshall Thompson

Divorce, Collection, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

31217 Overbrook St, Sorrento, FL 32776

Hugh Adolphus Davis

Corporate, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

9161 Silver Lake Dr, Leesburg, FL 34788

M. Meredith Kirste

Administrative Law, Collection, Elder Law, Child Custody

Status: In Good Standing

CONTACT

7928 Us Highway 441, Leesburg, FL 34788

John D. Metcalf

Civil Rights, Construction, Products Liability, Contract, Collection

Status: In Good Standing

CONTACT

Leesburg, FL 34749

Gregory C. Hogenmiller

Civil Rights, Business & Trade, Corporate, Collection

Status: In Good Standing

CONTACT

701 International Pkwy, Lake Mary, FL 32746

David Wayne Hall

Commercial Real Estate, Real Estate, Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

300 International Pkwy, Lake Mary, FL 32746

Jon James Hernan

Motor Vehicle, Lawsuit & Dispute, Criminal, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

1064 Greenwood Blvd, Lake Mary, FL 32746

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Umatilla Collection Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Mark A. Brionez

Richard William Hennings

John D. Metcalf

Paul Marshall Thompson

Hugh Adolphus Davis

M. Meredith Kirste

John D. Metcalf

Gregory C. Hogenmiller

David Wayne Hall

Jon James Hernan

TIPS

LEGAL TERMS

PRESUMED ABUSE

BANKRUPTCY TRUSTEE

REDEMPTION

COSIGNER

REAFFIRMATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NONEXEMPT PROPERTY

HOUSEHOLDER

401(K) PLAN

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