Union Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Loren Kiser

Landlord-Tenant, Civil Rights, Corporate, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

120 State Ave Ne, Olympia, WA 98501

Christopher Taylor

Litigation, Civil Rights, Administrative Law, Commercial Bankruptcy

Status: In Good Standing

CONTACT

203 4Th Ave E, Olympia, WA 98501

Jonathan Alexander Sprouffske

Landlord-Tenant, Estate Planning, Contract, Credit & Debt

Status: In Good Standing

CONTACT

825 5Th Ave Se, Olympia, WA 98501

Randel Ann Jones

Federal, Wills, Bankruptcy, Personal Injury

Status: Inactive Licensed: 35 Years

CONTACT

2120 State Ave Ne, Lacey, WA 98506

Bradley J Drury

Workers' Compensation, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

2120 State Ave Ne, Lacey, WA 98506

Brian Michael Barnes

Estate Planning, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

324 W Bay Dr Nw, Olympia, WA 98502

Steven P. Weinberg

Bankruptcy, Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: Inactive Licensed: 46 Years

CONTACT

324 West Bay Dr Nw, Olympia, WA 98502

Heather T Christenson

Land Use & Zoning, Life & Health, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

324 W Bay Dr Nw, Olympia, WA 98502

Cynthia Tisdale Sanderson

State Government, Business & Trade, Administrative Law, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

1805 6Th Ave Sw, Olympia, WA 98502

James R. Schwartz

Contract, Land Use & Zoning, Bankruptcy, State Government

Status: Inactive Licensed: 34 Years

CONTACT

Olympia, WA 98504

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Union Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Loren Kiser

Christopher Taylor

Jonathan Alexander Sprouffske

Randel Ann Jones

Bradley J Drury

Brian Michael Barnes

Steven P. Weinberg

Heather T Christenson

Cynthia Tisdale Sanderson

James R. Schwartz

TIPS

LEGAL TERMS

401(K) PLAN

LOSS DAMAGE WAIVER (LDW)

CYBERSQUATTING

GUARANTOR

FAIR CREDIT REPORTING ACT (FCRA)

REPOSSESSION

MEETING OF CREDITORS

SUBROGATION

WORKOUT

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