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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Jerrold W. Bartman

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

409 New Karner Road, Albany, NY 12205

Alan Jay Goldberg

Industry Specialties, Employment, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1 Commerce Plaza, Albany, NY 12260

Alexander Powhida

Landlord-Tenant, Employment Discrimination, Child Custody, Bankruptcy

Status: In Good Standing

CONTACT

State St And Washington Ave, Albany, NY 12224

Alexis Elizabeth Kim

Litigation, Contract, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 9 Years

CONTACT

200 Great Oaks Blvd, Albany, NY 12203

Andrew Clayton Rose

Real Estate, Lawsuit & Dispute, Intellectual Property, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

677 Broadway, Albany, NY 12207

Anthony J Pietrafesa

Bankruptcy & Debt, Consumer Rights, Defect and Lemon Law, Deceptive Trade Practices, Landlord-Tenant

Status: In Good Standing

FREE CONSULTATION

CONTACT

1971 Western Av #181, Albany, NY 12203

Anthony Arcodia

Industry Specialties, Estate, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

1209 Troy Schenectady Rd, Latham, NY 12110

Brendan J. Carosi

Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

CONTACT

80 State St, Albany, NY 12207

Brett Daniel French

Education, Commercial Real Estate, Commercial Bankruptcy, Litigation

Status: In Good Standing Licensed: 9 Years

CONTACT

39 N Pearl St, Albany, NY 12207

Bruce Charles Bramley

Landlord-Tenant, Government, Criminal, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

230 Washington Avenue Ext, Albany, NY 12203

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT FILE

See credit report.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Voorheesville Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Jerrold W. Bartman

Alan Jay Goldberg

Alexander Powhida

Alexis Elizabeth Kim

Andrew Clayton Rose

Anthony J Pietrafesa

Anthony Arcodia

Brendan J. Carosi

Brett Daniel French

Bruce Charles Bramley

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

UNSECURED DEBT

MEANS TEST

BULK SALES LAW

DISCHARGE (OF DEBTS)

WORKOUT

CREDIT FILE

ADMINISTRATIVE EXPENSES

NONDISCHARGEABLE DEBTS

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