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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Scott Matthew Johnson

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt, Collection

Scott Johnson proudly serves Roseville, CA and Sacramento, CA in Bankruptcy and Consumer Litigation.

FREE CONSULTATION

CONTACT

800-988-9181

2999 Douglas Blvd, Roseville, CA 95661

James R. Mehlhaff

Business Organization, Family Law, Collection, Banking & Finance

Status: In Good Standing

CONTACT

23950 S. Chrisman Road, Tracy, CA 95304

Ace Thomas Tate

Oil & Gas, Employee Rights, Contract, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

455 Capitol Mall, Sacramento, CA 95814

Andrea Six Morris

Domestic Violence & Neglect, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

901 G St, Sacramento, CA 95814

Anissa Nadia Galata

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

901 G St, Sacramento, CA 95814

Anthony E Ortiz

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

901 G St, Sacramento, CA 95814

Ashley Marie Pane

Domestic Violence & Neglect, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 7 Years

CONTACT

901 G St, Sacramento, CA 95814

Barry H Spitzer

Lawsuit & Dispute, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

2150 River Plaza Dr, Sacramento, CA 95833

Brandon Allen Jack

Domestic Violence & Neglect, Elder Law, Insurance, Collection

Status: In Good Standing

CONTACT

901 G St, Sacramento, CA 95814

Casey Richard Newton

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

901 G St, Sacramento, CA 95814

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

Wallace Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Scott Matthew Johnson

James R. Mehlhaff

Ace Thomas Tate

Andrea Six Morris

Anissa Nadia Galata

Anthony E Ortiz

Ashley Marie Pane

Barry H Spitzer

Brandon Allen Jack

Casey Richard Newton

TIPS

LEGAL TERMS

PRESUMED ABUSE

LIEN

FRATERNAL BENEFIT SOCIETY BENEFITS

WINDING UP

CHAPTER 13 BANKRUPTCY

NONEXEMPT PROPERTY

401(K) PLAN

FRAUDULENT TRANSFER

CREDIT FILE

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