Waller Collection Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
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Eric Stephen Southward

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Bankruptcy & Debt, Credit & Debt, Collection

I am a member of the State Bar of Indiana and admitted to practice in the Southern District of Texas, Northern District of Illinois, and the Northern ... (more)

FREE CONSULTATION

CONTACT

713-974-8099

715 E Whitney St, Houston, TX 77022

Larry P Urquhart

Wills & Probate, Estate Planning, Banking & Finance, Collection

Status: In Good Standing

CONTACT

207 East Main, Brenham, TX 77834

M. Kevin Powers

Bed Bug, Bankruptcy Litigation, Collection, Commercial Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

2323 S. Shepherd Drive, Houston, TX 77019

Samantha Do

Foreclosure, Corporate, Administrative Law, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

22 Maymont Way, Magnolia, TX 77382

Wayne Wiemerslage

Litigation, Science, Technology & Internet, Business & Trade, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

6523 Bella Sera Drive, Spring, TX 77379

Lee Carroll

Landlord-Tenant, Election & Political, Collection, Lending

Status: In Good Standing

CONTACT

5222 Fm 1960 West, Houston, TX 77069

Amanda Speer

Litigation, Estate, Contract, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

17171 Park Row, Houston, TX 77084

Lisa Aquino

Real Estate, Oil & Gas, Industry Specialties, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

17171 Park Row, Houston, TX 77084

Lynn E. Esposito

Public Interest Law, Child Custody, Collection, Household Mold

Status: In Good Standing

CONTACT

26000 Budde Road, Spring, TX 77380

Nosa Aduwa

Bankruptcy & Debt, Collection, Criminal

Status: In Good Standing Licensed: 15 Years

FREE CONSULTATION

CONTACT

10777 Westheimer Rd., Houston, TX 77042

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Waller Collection Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Eric Stephen Southward

Larry P Urquhart

M. Kevin Powers

Samantha Do

Wayne Wiemerslage

Lee Carroll

Amanda Speer

Lisa Aquino

Lynn E. Esposito

Nosa Aduwa

TIPS

LEGAL TERMS

REDEMPTION

TRUTH IN LENDING ACT (TILA)

AUTOMATIC STAY

PRIORITY DEBT

TRADE DRESS

CREDIT REPORT

MEANS TEST

ACCORD AND SATISFACTION

SUBROGATION

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