Walnut Creek Bankruptcy & Debt Lawyer, California, page 2

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Dominic Gerardo Flamiano

Litigation, Employee Rights, Insurance, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

1450 Maria Ln, Walnut Creek, CA 94596

Joan Marie Grimes

Litigation, Trusts, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

1600 S Main St, Walnut Creek, CA 94596

Stephen Kreisel Anderson

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

1600 S Main Plaza, Walnut Creek, CA 94596

Daniel Portillo

Dissolution, Child Custody, Divorce & Family Law, Divorce, Child Support

Status: In Good Standing

CONTACT

1630 N Main St, Walnut Creek, CA 94596

Sarah Marie Stuppi

Real Estate, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

1630 N Main St, Walnut Creek, CA 94596

Eric I. Samuels

Conveyancing, Foreclosure, Business Organization, Dissolution

Status: In Good Standing Licensed: 26 Years

CONTACT

1615 Bonanza St, Walnut Creek, CA 94596

Joseph I Boufadel

Commercial Real Estate, Litigation, Federal, Business, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

1777 Botelho Dr, Walnut Creek, CA 94596

Carol Lynn Lerner

Real Estate, Trusts, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

961 Ygnacio Valley Road, Walnut Creek, CA 94596

David Alan Arietta

Wills, Trusts, Estate Planning, Estate, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

700 Ygnacio Valley Rd, Walnut Creek, CA 94596

Katryn Hope Echiverri Ranoa

Immigration, Employee Rights, Family Law, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

1806 Bonanza St, Walnut Creek, CA 94596

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

Walnut Creek Bankruptcy & Debt Lawyer, California, page 2

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Dominic Gerardo Flamiano

Joan Marie Grimes

Stephen Kreisel Anderson

Daniel Portillo

Sarah Marie Stuppi

Eric I. Samuels

Joseph I Boufadel

Carol Lynn Lerner

David Alan Arietta

Katryn Hope Echiverri Ranoa

TIPS

LEGAL TERMS

PRESUMED ABUSE

GARNISHMENT

FAIR CREDIT REPORTING ACT (FCRA)

INTEREST

PRIORITY DEBT

WORKOUT

FAIR CREDIT BILLING ACT (FCBA)

BANKRUPTCY TRUSTEE

CCCS

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