Walshville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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James J. Kusmierczak

Real Estate, Estate, Bankruptcy & Debt, Mesothelioma

Status: In Good Standing

FREE CONSULTATION

CONTACT

156 North Main Street, Edwardsville, IL 62025

Peter Charles Drummond

Social Security, Workers' Compensation, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

703 W Union Ave, Litchfield, IL 62056

Christopher B. Hantla

Child Support, Criminal, Contract, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

Litchfield, IL 62056

Christopher Hantla

Divorce & Family Law, Criminal, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

Litchfield, IL 62056

George Hantla

Divorce & Family Law, Adoption, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

Litchfield, IL 62056

George Bradley Hantla

Banking & Finance, Collection, Personal Injury, Workers' Compensation

Status: In Good Standing Licensed: 52 Years

CONTACT

Litchfield, IL 62056

Gina Verticchio

Municipal, Estate Planning, Family Law, Bankruptcy, Criminal

Status: In Good Standing Licensed: 15 Years

CONTACT

100 E Chestnut, Gillespie, IL 62033

Gina Marie Verticchio

Municipal, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

100 E Chestnut, Gillespie, IL 62033

Roy Anderson

Construction Contracts, Consumer Bankruptcy, Personal Injury, Animal Bite

Status: In Good Standing Licensed: 31 Years

CONTACT

415 North Duncan Street, Marine, IL 62061

Michael R. Bilbrey

Workers' Compensation, Child Support, Bankruptcy, Accident & Injury, Employment

Status: In Good Standing Licensed: 44 Years

CONTACT

8724 Pin Oak Road, Edwardsville, IL 62025

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

Walshville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

James J. Kusmierczak

Peter Charles Drummond

Christopher B. Hantla

Christopher Hantla

George Hantla

George Bradley Hantla

Gina Verticchio

Gina Marie Verticchio

Roy Anderson

Michael R. Bilbrey

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

REPOSSESSION

GUARANTEED RESERVATION

LIMITED PARTNERSHIP

ACCORD AND SATISFACTION

SECURED DEBT

DISCHARGEABLE DEBTS

LIABILITY

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