Waretown Collection Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Sally Cann Purrazzella

Social Security -- Disability, Family Law, Collection, Banking & Finance

Status: In Good Standing

CONTACT

3 Franklin Ave, Toms River, NJ 08754

Michael S. Cohen

Construction, Mental Health, Environmental Law, Collection

Status: In Good Standing

CONTACT

98 East Water Street, Toms River, NJ 08753

Irwin P Rosenthal

Adoption, Business Organization, Child Support, Collection

Status: In Good Standing

CONTACT

2083 Klockner Road, Trenton, NJ 08690

Arun Sharma Lavine

Family Law, Divorce, Collection, Criminal

Status: In Good Standing

CONTACT

600 Lawrence Road, Lawrence Township, NJ 08648

Diana L. Anderson

Pension & Benefits, Juvenile Law, Elder Law, Collection

Status: In Good Standing

CONTACT

512 Main Street, Toms River, NJ 08753

Silvio M. Silvi

Commercial Leasing, Criminal, Collection, Animal Bite

Status: In Good Standing Licensed: 38 Years

CONTACT

189 Route 37 West, Toms River, NJ 08755

Sarina Gianna

Business Organization, Family Law, Collection, Animal Bite

Status: In Good Standing Licensed: 21 Years

CONTACT

74 Brick Blvd, Brick, NJ 08723

Ali Homayouni

Real Estate, Landlord-Tenant, Collection

Status: In Good Standing

CONTACT

334 Oakcrest Ave., Northfield, NJ 08225

Cary Richard Sternback

Collection, Business

Status: In Good Standing Licensed: 32 Years

CONTACT

28 North Main St, Marlboro, NJ 07746

Kevin Castro

State and Local, Family Law, Collection, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

540 N Route 73, West Berlin, NJ 08091

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Waretown Collection Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Sally Cann Purrazzella

Michael S. Cohen

Irwin P Rosenthal

Arun Sharma Lavine

Diana L. Anderson

Silvio M. Silvi

Sarina Gianna

Ali Homayouni

Cary Richard Sternback

Kevin Castro

TIPS

LEGAL TERMS

FCBA

CHAPTER 13 BANKRUPTCY

CHAPTER 13 PLAN

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

UNDUE HARDSHIP

REDEMPTION

CREDITOR

CHAPTER 7 BANKRUPTCY

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