Waterville Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Charles Stephen Barlett

Entertainment, Trusts, Family Law, Credit & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

7155 Coder Rd, Maumee, OH 43537

Mary Frederick Mccloy Coy

Government, Misdemeanor, Business, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

10036 N. Shannon Hills Dr, Perrysburg, OH 43551

Todd M. Watson

Employee Rights, Banking & Finance, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

5252 Monroe St, Toledo, OH 43623

Ian Michael Katz

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

1101 Monroe St, Toledo, OH 43604

Adam J. Motycka

Trusts, Divorce, Contract, Credit & Debt

Status: In Good Standing

CONTACT

1107 Adams St, Toledo, OH 43604

Raymond L Beebe

General Practice

Status: In Good Standing Licensed: 9 Years

CONTACT

1107 Adams St, Toledo, OH 43604

Janna Elizabeth Waltz

Divorce & Family Law, Contract, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

405 N Huron St, Toledo, OH 43604

Matthew Patrick Mundrick

Estate Planning, Divorce, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1801 Spielbusch Avenue, Toledo, OH 43604

Matthew P. Mundrick

Estate Planning, Divorce, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1801 Spielbusch Avenue, Toledo, OH 43604

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Waterville Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Charles Stephen Barlett

Mary Frederick Mccloy Coy

Todd M. Watson

Ian Michael Katz

Adam J. Motycka

Raymond L Beebe

Janna Elizabeth Waltz

Matthew Patrick Mundrick

Matthew P. Mundrick

TIPS

LEGAL TERMS

DEBT COLLECTOR

FAIR CREDIT BILLING ACT (FCBA)

UNDUE HARDSHIP

MEANS TEST

WORKOUT

AUTOMATIC STAY

GENERAL PARTNER

DISCHARGEABLE DEBTS

ACCORD AND SATISFACTION

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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