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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Mark R. Osherow

✓ VERIFIED

Civil Rights, Bankruptcy, Construction, Contract, Intellectual Property

Mark R. Osherow is a Florida Bar Board Certified Specialist in Business Litigation with over 30 years of experience. He has practiced for most of thos... (more)

FREE CONSULTATION

CONTACT

561-257-0880

2101 N.W. Corporate Blvd., Boca Raton, FL 33431

L. Louis Mrachek

Class Action, Arbitration, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

505 S. Flagler Dr., West Palm Beach, FL 33401

Amanda H. Rapp

Bankruptcy, Corporate, Complex Litigation, Contract

Status: In Good Standing

CONTACT

505 S. Flagler Dr., West Palm Beach, FL 33401

Clayton B. Gordon

Business Organization, Wills & Probate, Real Estate, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

50 South U.S. Highway One, Jupiter, FL 33477

Lisa Daniels

Foreclosure, Bankruptcy, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

2000 Glades Road, Boca Raton, FL 33431

Michael W. Ullman

Litigation, Corporate, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

7700 W. Camino Real, Boca Raton, FL 33433

Roberta Boyer Braber

Bankruptcy, Corporate, Business Organization, Child Support

Status: In Good Standing

FREE CONSULTATION

CONTACT

3000 North University Drive, Pompano Beach, FL 33065

Michelle Armstrong

Bankruptcy, Wills

Status: In Good Standing

FREE CONSULTATION

CONTACT

1401 N. University Drive, Pompano Beach, FL 33071

Neisi I. Garcia-Hornaday

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

6750 North Andrews Avenue, Fort Lauderdale, FL 33309

Jeffrey Steven Eannarino

Foreclosure, Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

500 S. Australian Ave, West Palm Beach, FL 33401

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDIT FILE

See credit report.

FCBA

See Fair Credit Billing Act.

SAMPLE LEGAL CASES

Roth v. Roth

... abused its discretion when it added a finding in the amended final judgment that its award of periodic payments to the Wife to satisfy the equitable distribution award was "in the nature of support" and that "same shall be non-dischargeable in any bankruptcy proceeding." This ...

The Florida Bar v. Head

... Clayton Hackney and Linda Hackney, a married couple, filed a petition for bankruptcy under chapter 13 of the Bankruptcy Code in an attempt to retain ownership of real property that was their primary asset. ... Head took over the bankruptcy case in August 2003. ...

Hirschenson v. Hirschenson

... She asserts the trial court erred in holding it had no authority under section 61.16, Florida Statutes (2007), to award attorney's fees for services rendered in bankruptcy court against her former husband when the purpose of the bankruptcy proceeding was to enforce awards of ...

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West Palm Beach Bankruptcy Lawyer, Florida

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Mark R. Osherow

L. Louis Mrachek

Amanda H. Rapp

Clayton B. Gordon

Lisa Daniels

Michael W. Ullman

Roberta Boyer Braber

Michelle Armstrong

Neisi I. Garcia-Hornaday

Jeffrey Steven Eannarino

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LIMITED LIABILITY

MEETING OF CREDITORS

COLLECTION AGENCY

PRESUMED ABUSE

REAFFIRMATION

REDEMPTION

CREDIT FILE

FCBA

SAMPLE LEGAL CASES

Roth v. Roth

The Florida Bar v. Head

Hirschenson v. Hirschenson

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