West Richland Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Dennis Alan Hanson

Labor Law, Civil Rights, Contract, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

7502 W Deschutes Pl, Kennewick, WA 99336

Floyd Edwin Ivey

Status: In Good Standing Licensed: 48 Years

CONTACT

7233 W Deschutes Ave, Kennewick, WA 99336

Jan Robert Armstrong

Estate Planning, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

660 Swift Blvd, Richland, WA 99352

Patrick David Mcburney

Divorce & Family Law, Criminal, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

6855 W Clearwater Ave, Kennewick, WA 99336

Alan James Tindell

Bankruptcy, Family Law, Personal Injury, Federal

Status: In Good Standing

CONTACT

1030 N Center Pkwy, Kennewick, WA 99336

Thomas Jeffrey Atwood

Criminal, Disability, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

1030 N Center Parkway, Kennewick, WA 99336

Jeffrey T. Sperline

Civil Rights, Business & Trade, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

601 N Young St, Kennewick, WA 99336

Kolleen K. Ledgerwood

Federal, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

7103 W Clearwater Ave, Kennewick, WA 99336

D. Wayne Campbell

Corporate, Collection, Personal Injury, Estate Planning

Status: Inactive Licensed: 62 Years

CONTACT

2312 Belle Meade Ct, Richland, WA 99352

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLATERAL

Property that guarantees payment of a secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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West Richland Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Dennis Alan Hanson

Floyd Edwin Ivey

Jan Robert Armstrong

Patrick David Mcburney

Alan James Tindell

Thomas Jeffrey Atwood

Jeffrey T. Sperline

Kolleen K. Ledgerwood

D. Wayne Campbell

TIPS

LEGAL TERMS

PREFERENCE

PRIORITY DEBT

CHAPTER 7 BANKRUPTCY

DISCHARGEABLE DEBTS

INTEREST

FAIR CREDIT REPORTING ACT (FCRA)

COLLATERAL

SECRET WARRANTY PROGRAM

SETOFF

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