White Pine Collection Lawyer, Michigan

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Andrew Charles Seid

General Practice

Status: In Good Standing Licensed: 11 Years

CONTACT

30482 Dutch Rd, Ontonagon, MI 49953

Lois S. Kallunki

General Practice

Status: Inactive Licensed: 39 Years

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34374 State Highway M64, Ontonagon, MI 49953

James R. Jessup

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Status: Inactive Licensed: 44 Years

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37454 Strang Rd, Ontonagon, MI 49953

Robert Edward Peterson

General Practice

Status: In Good Standing Licensed: 41 Years

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201 River Street, Ontonagon, MI 49953

Robert Eugene Peterson

Other, Discrimination, Trusts, Landlord-Tenant

Status: Inactive Licensed: 60 Years

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201 River Street, Ontonagon, MI 49953

John S. Robinson

General Practice

Status: Inactive

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509 Epidote St, Ontonagon, MI 49953

Teddy J. Baird

Real Estate, Government, Elder Law, Family Law

Status: In Good Standing Licensed: 44 Years

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300 Poplar St, Ontonagon, MI 49953

Jesse J. Monville

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

33 Hemlock St, White Pine, MI 49971

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FCBA

See Fair Credit Billing Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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White Pine Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Andrew Charles Seid

Lois S. Kallunki

James R. Jessup

Robert Edward Peterson

Robert Eugene Peterson

John S. Robinson

Teddy J. Baird

Jesse J. Monville

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LEGAL TERMS

GRACE PERIOD

CREDITOR

FCBA

NUISANCE FEES

CHAPTER 7 BANKRUPTCY

CREDIT INSURANCE

FAIR LABOR STANDARDS ACT (FLSA)

SOLE PROPRIETORSHIP

MEANS TEST

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