Wilmore Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Gregory Adam Napier

Business, Consumer Bankruptcy, Business Organization, Corporate

Status: In Good Standing

CONTACT

4740 Firebrook Blvd, Lexington, KY 40513

Mark Thomas Miller

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

300 W Maple St, Nicholasville, KY 40356

Mark Leon Zoolalian

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

400 South Main St, Nicholasville, KY 40356

Lee Miller Dean

Bankruptcy

Status: In Good Standing

CONTACT

206 South Chiles Street, Harrodsburg, KY 40330

Peter Brackney

Landlord-Tenant, Wills & Probate, Consumer Protection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

709 Millpond Road, Lexington, KY 40514

Christopher L Stansbury

Property Damage, Bankruptcy

Status: In Good Standing

CONTACT

213 S Main St, Nicholasville, KY 40356

Marcy Elizabeth Spratt

Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

3306 Clays Mills Rd, Lexington, KY 40503

Lee M Dean

Bankruptcy

Status: In Good Standing

CONTACT

206 South Chiles Street, Harrodsburg, KY 40330

Amanda Pope-Thompson

Insurance, Bankruptcy, Electronic Commerce

Status: In Good Standing Licensed: 31 Years

CONTACT

3151 Beaumont Centre Cir, Lexington, KY 40504

Travis Kent Barber

Bankruptcy

Status: In Good Standing

CONTACT

3168 Arrowhead Dr, Lexington, KY 40503

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Wilmore Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Gregory Adam Napier

Mark Thomas Miller

Mark Leon Zoolalian

Lee Miller Dean

Peter Brackney

Christopher L Stansbury

Marcy Elizabeth Spratt

Lee M Dean

Amanda Pope-Thompson

Travis Kent Barber

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

FORBEARANCE

PRESUMED ABUSE

CURRENT MONTHLY INCOME

SECURED DEBT

DISCHARGE (OF DEBTS)

NONPROFIT CORPORATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FAIR CREDIT BILLING ACT (FCBA)

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