Winchendon Springs Collection Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Claudia H. Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

142 Main Street, Leominster, MA 01453

Alan M. Cohen

Collection, Collection, Collection, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

550 Worcester Rd, Framingham, MA 01702

Andrew M. Porter

Collection

Status: Suspended Licensed: 36 Years

CONTACT

847 Washington Street, Holliston, MA 01746

George N. Ellis

Workers' Compensation, Employment, Collection, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

33 Pleasant Street, Worcester, MA 01608

Jack J. Mikels

Real Estate, Lawsuit & Dispute, Government, Collection

Status: In Good Standing

CONTACT

2 Briar Lane, Natick, MA 01760

James Vincent Tabner

Immigration, Government, Divorce, Collection, Accident & Injury

Status: In Good Standing

CONTACT

9 Perkins Lane, Acton, MA 01720

Jonathan H. Allen

Lawsuit & Dispute, Employment Discrimination, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

41 Chapel Hill Drive, South Hadley, MA 01075

Kenneth D. Quat

Commercial Real Estate, Student Rights, Collection, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

373 Winch St, Framingham, MA 01701

Kimberly A. Pisinski

Business, Trusts, Estate, Estate, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

44 State St, Northampton, MA 01060

Lewis J Cohn

Business Organization, Collection, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

7 Lillian Way, Wayland, MA 01778

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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Winchendon Springs Collection Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Claudia H. Cornish

Alan M. Cohen

Andrew M. Porter

George N. Ellis

Jack J. Mikels

James Vincent Tabner

Jonathan H. Allen

Kenneth D. Quat

Kimberly A. Pisinski

Lewis J Cohn

TIPS

LEGAL TERMS

401(K) PLAN

UNDUE HARDSHIP

CHAPTER 13 BANKRUPTCY

UNSECURED DEBT

FAIR LABOR STANDARDS ACT (FLSA)

DEFINED CONTRIBUTION PLAN

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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