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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Ali Habib Moubarak

Criminal, Contract, Credit & Debt, Collection

Status: In Good Standing Licensed: 7 Years

CONTACT

1 Parklane Blvd, Dearborn, MI 48126

Andrew Scott Worrall

Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

Detroit, MI 48275

Brian Gurta

Commercial Real Estate, Landlord-Tenant, Credit & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

23820 Eureka Rd, Taylor, MI 48180

Chadi Hani Habib

Government Contract, Workers' Compensation, Contract, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

7733 Schaefer Rd, Dearborn, MI 48126

David Ross Ienna

Landlord-Tenant, Litigation, Contract, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

1 Parklane Blvd, Dearborn, MI 48126

James Michael Menna

Landlord-Tenant, Trusts, Divorce, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

3173 Biddle Ave, Wyandotte, MI 48192

Jane Groves Enright

General Practice

Status: In Good Standing Licensed: 40 Years

CONTACT

500 Griswold St, Detroit, MI 48226

Joshua Charles Castmore

Criminal, Administrative Law, Landlord-Tenant, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

2475 8Th St, Wyandotte, MI 48192

Kathleen O'Callaghan Hickey

Real Estate, Banking & Finance, Business, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

1901 Saint Antoine St, Detroit, MI 48226

Kirk J. Anderson

Elder Law, Contract, Credit & Debt, Defamation & Slander

Status: In Good Standing Licensed: 34 Years

CONTACT

477 Michigan Ave, Detroit, MI 48226

800-923-0641

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Wyandotte Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Ali Habib Moubarak

Andrew Scott Worrall

Brian Gurta

Chadi Hani Habib

David Ross Ienna

James Michael Menna

Jane Groves Enright

Joshua Charles Castmore

Kathleen O'Callaghan Hickey

Kirk J. Anderson

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

COSIGNER

LIEN

UNSECURED DEBT

CREDITOR

GUARANTEED RESERVATION

TRUTH IN LENDING ACT (TILA)

NONEXEMPT PROPERTY

FAIR CREDIT BILLING ACT (FCBA)

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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