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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Chad Hayward

Foreclosure, Real Estate, Immigration, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

205 W. Randolph Street, Chicago, IL 60606

Patrick Neil Goodwin

Consumer Protection, Foreclosure, Credit & Debt, Corporate

Status: In Good Standing

FREE CONSULTATION

CONTACT

218 N. Jefferson St., Chicago, IL 60606

Adam Holguin

Divorce & Family Law, Criminal, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

19 South Lasalle St, Chicago, IL 60654

Adam James Wilde

Commercial Real Estate, Real Estate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

1016 W Jackson Blvd, Chicago, IL 60607

Adam Scott Buddenbohn

Litigation, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 8 Years

CONTACT

120 S Riverside Plaza, Chicago, IL 60606

Adam Christopher Rayford

Credit & Debt, Litigation, Bankruptcy, Commercial Bankruptcy

Status: In Good Standing Licensed: 2 Years

CONTACT

150 N Riverside Plaza, Chicago, IL 60606

Alexander McCammon

Crops, Workout, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

300 N Lasalle, Chicago, IL 60654

Alice Ann Kelly

Litigation, Trademark, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

357 W. Chicago Ave., Chicago, IL 60654

Amanda Green

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

2121 Waukegan Rd, Deerfield, IL 60015

Amanda Eggemeyer

Federal Appellate Practice, Estate, Corporate, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

330 N. Wabash, Chicago, IL 60611

800-923-0641

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LEGAL TERMS

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Zion Credit & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Chad Hayward

Patrick Neil Goodwin

Adam Holguin

Adam James Wilde

Adam Scott Buddenbohn

Adam Christopher Rayford

Alexander McCammon

Alice Ann Kelly

Amanda Green

Amanda Eggemeyer

TIPS

LEGAL TERMS

GENERAL PARTNER

FAIR LABOR STANDARDS ACT (FLSA)

DOING BUSINESS AS (DBA)

DISPOSABLE INCOME

CREDIT COUNSELING

LIEN

IRS EXPENSES

FAIR CREDIT BILLING ACT (FCBA)

TRADE NAME

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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