Creekside Bankruptcy & Debt Lawyer, Kentucky, page 2

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ashley Ahrens Flynn

General Practice

Status: In Good Standing

CONTACT

4205 Springhurst Blvd, Louisville, KY 40241

Emmett L Ogden

Construction, Natural Resources, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

4302 Crowne Springs Dr, Louisville, KY 40241

Joshua D Farley

State Appellate Practice, Administrative Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

9451 Wesport Rd, Louisville, KY 40241

James Douglas Cockrum

Labor Law, Employment, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

3505 Pine Cone Circle, Louisville, KY 40241

Michael Wayne Mcclain

Immigration, Wrongful Termination, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

9301 Dayflower Street, Prospect, KY 40059

Michael Wayne McClain

Immigration, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

9301 Dayflower Street, Prospect, KY 40059

Mark A. Robinson

Foreclosure, Litigation, Workout, Bankruptcy

Status: In Good Standing

CONTACT

2403 Northfield Ct, Louisville, KY 40222

Megan Janelle Urban

Lawsuit & Dispute, Business, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing

CONTACT

700 Hurstbourne Pkwy, Louisville, KY 40222

Kristine Tarra Gardner

Labor Law, Credit & Debt

Status: In Good Standing

CONTACT

700 N Hurstbourne Pkwy, Louisville, KY 40222

James Montgomery Lloyd

Litigation, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

700 N Hurstbourne Lane, Louisville, KY 40223

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT FILE

See credit report.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Creekside Bankruptcy & Debt Lawyer, Kentucky, page 2

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Ashley Ahrens Flynn

Emmett L Ogden

Joshua D Farley

James Douglas Cockrum

Michael Wayne Mcclain

Michael Wayne McClain

Mark A. Robinson

Megan Janelle Urban

Kristine Tarra Gardner

James Montgomery Lloyd

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

IRS EXPENSES

ABUSE

DEFINED CONTRIBUTION PLAN

REDEMPTION

CHAPTER 13 PLAN

CREDIT FILE

INFRINGEMENT (OF TRADEMARK)

CREDIT COUNSELING

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