David McBride is Counsel with Harwood Lloyd in its Commercial and Real Estate Department. Mr. McBride received his B.A. from Georgetown University in 1969 and his J.D. from Georgetown University School of Law in 1973. He has experience in real estate transactions, including commercial closings, residential closings, co-operative transfers and lease negotiations. Mr. McBride is admitted to practice before the courts of the State of New Jersey (1973) and the courts of the State of New York (1983).

Phillip C. Wiskow is the managing partner of Gelman Gelman Wiskow & McCarthy LLC. He has 37 years of experience handling cases involving medical malpractice, products liability and personal injury. During his career, Phil has successful litigated more than 15 cases that resulted in settlements or verdicts over a million dollars. He has also tried more than 125 jury trials to completion in both the state and federal courts. Phil is licensed in New Jersey and Florida and has tried cases in California and Florida, in addition to New Jersey.

The undersigned previously served as the County Wide STOP DWI prosecutor supervising all of the DWI cases/dispositions while also handling all other types of criminal matters. Mr. Conway specializes in DWI/traffic matters while also handling all other types of criminal matters and regularly appearing in Federal and State Courts in New York, New Jersey and CT with offices in Chestnut Ridge, NYC and Hackensack, New Jersey.

Christopher Theodore Karounos is a practicing lawyer in the state of New Jersey.

Our team of seasoned attorneys have a profound understanding of the consumer credit industry. With over 30 years of combined experience, we've cultivated a staff of skilled analytical, investigative, and credit repair experts to complement our services. With our extensive knowledge, strategic guidance, and assertive approach to credit matters, you’ll witness firsthand our unwavering commitment to revitalizing your creditworthiness. Throughout the years we have successfully assisted countless individuals in resolving credit disputes, addressing debt collection issues, and ensuring fair and accurate credit reporting. We stay up-to-date with the latest developments in credit regulations to provide you with the most effective guidance and representation.

Robert L. Garibaldi, Jr. earned his Juris Doctor degree from Pace University Law School after graduating with honors in accounting from Saint Peter’s University with a Bachelor of Science degree. With over 30 years of expertise, Mr. Garibaldi specializes in corporate and transactional law, civil litigation, municipal law, commercial and residential real estate, estate planning, probate, and banking law. For 25 years, he served as the attorney for the Borough of Glen Rock in Bergen County, managing all aspects of municipal law. His legal practice focuses on business and corporate law, municipal law, litigation, wills and estates, and real estate. Mr. Garibaldi’s accounting background has enabled him to assist clients in preparing for their futures through effective estate planning. He also brings extensive experience in banking law, having served as Chairman of the Board, acting President, and CEO of Hamilton Savings Bank. Mr. Garibaldi is a member of the New Jersey Bar Association, the American Bar Association, and the New Jersey Institute of Municipal Attorneys. In addition to his legal career, Mr. Garibaldi spent several years in public service. He was the Vice-Chairman of the Fee Arbitration Committee for Bergen County and served for eight years on the Kinnelon Board of Education. He is also a founding member of the Kinnelon Education Foundation.