Andrews Bankruptcy & Debt Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Christian Waites

✓ VERIFIED

Bankruptcy, Consumer Bankruptcy

Christian Waites, is the associate attorney for the firm’s Charleston office. He earned his Bachelor of Arts degree in Political Science from the Co... (more)

FREE CONSULTATION

CONTACT

843-744-3002

2170 Ashley Phosphate Rd., Charleston, SC 29406

Patricia Henson Anderson

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

910 Mount Gilead Dr., Murrells Inlet, SC 29576

John R Cantrell

Real Estate, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Goose Creek, SC 29445

Cheevin Ty Gardner

Criminal, Bankruptcy, Divorce & Family Law, Business

Status: Inactive

CONTACT

5400 Hwy. 17 South, Myrtle Beach, SC 29575

Cheevin Ty Gardner

Bankruptcy & Debt, Immigration, Wills & Probate, Disability

Status: In Good Standing

CONTACT

5400 Highway 17 S., Myrtle Beach, SC 29575

Dale E. Van Slambrook

Litigation, Living Wills, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

Summerville, SC 29485

James Thomas Young

Collection, Personal Injury, Workers' Compensation, Social Security

Status: In Good Standing

CONTACT

4709 National Drive, Myrtle Beach, SC 29579

Samuel Wayne Gamble

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Estate, Car Accident

Status: In Good Standing Licensed: 41 Years

FREE CONSULTATION

CONTACT

16 Law Range, Sumter, SC 29151

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

CCCS

See Consumer Credit Counseling Service.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Andrews Bankruptcy & Debt Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Christian Waites

Patricia Henson Anderson

John R Cantrell

Cheevin Ty Gardner

Cheevin Ty Gardner

Dale E. Van Slambrook

James Thomas Young

Samuel Wayne Gamble

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LEGAL TERMS

CURRENT MONTHLY INCOME

CREDIT INSURANCE

COLLECTION AGENCY

LIMITED LIABILITY

CCCS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NO-FAULT INSURANCE

CREDIT REPORT

COSIGNER

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