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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Gregory L. Dodd

Divorce & Family Law, White Collar Crime, Collection, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

300 N Huron St, Ypsilanti, MI 48197

Orlando K. Simon

Consumer Bankruptcy, Criminal

Status: In Good Standing Licensed: 24 Years

CONTACT

715 N University Ave, Ann Arbor, MI 48104

William C. Babut

Lawsuit & Dispute, Social Security -- Disability, Social Security, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

700 Towner St, Ypsilanti, MI 48198

Judith A. Peters

Consumer Rights, Reorganization, Consumer Bankruptcy, Legal Malpractice

Status: In Good Standing Licensed: 27 Years

CONTACT

428 Sumark Way, Ann Arbor, MI 48103

Gary M. Victor

Other, Immigration, Medicare & Medicaid, Divorce, Consumer Bankruptcy

Status: In Good Standing Licensed: 54 Years

CONTACT

4928 Cole Blvd, Ypsilanti, MI 48197

Nora Lee Wright

Consumer Protection, Corporate, Collection, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

218 W Kingsley St, Ann Arbor, MI 48103

Robin D. Stephens

Criminal, Children's Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

Ann Arbor, MI 48107

Kurt Vander Voort

Estate Planning, Family Law, Criminal, Consumer Bankruptcy, Elder Law

Status: In Good Standing Licensed: 30 Years

CONTACT

Ann Arbor, MI 48113

Charity A. Olson

Consumer Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

Saline, MI 48176

Jonathan G. Weber

Real Estate, Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

606 E Cross St, Ypsilanti, MI 48198

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Ann Arbor Bankruptcy Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Gregory L. Dodd

Orlando K. Simon

William C. Babut

Judith A. Peters

Gary M. Victor

Nora Lee Wright

Robin D. Stephens

Kurt Vander Voort

Charity A. Olson

Jonathan G. Weber

TIPS

LEGAL TERMS

INTEREST

CREDITOR

TOXIC TORT

GARNISHMENT

NO-FAULT INSURANCE

DEBT COLLECTOR

PRESUMED ABUSE

TRUTH IN LENDING ACT (TILA)

CURRENT MONTHLY INCOME

SAMPLE LEGAL CASES

RDM Holdings, Ltd. v. Continental Plastics Co.

Gulf Underwriters Ins. Co. v. McCLAIN INDUSTRIES, INC.

MICHIGAN COMMERCE BANK v. PALMS INVESTMENTS, LLC

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