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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Patrick O'Kennedy

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Divorce & Family Law, Bankruptcy

Attorney Patrick O’Kennedy has been helping families and individuals in Orange County to resolve their family law and debt issues for 20 years. Atto... (more)

FREE CONSULTATION

CONTACT

800-780-3891

500 N State College Blvd, Orange, CA 92868

Jeffrey Neil Wilens

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Landlord-Tenant, Consumer Rights, Wrongful Termination, Credit & Debt

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of w... (more)

FREE CONSULTATION

CONTACT

800-964-0820

18340 Yorba Linda Blvd., Yorba Linda, CA 92886

Ashley Louise Allyn

Lawsuit & Dispute, Civil & Human Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

700 W Ball Rd, Anaheim, CA 92802

Brian C. Fenn

Litigation, Immigration, Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2390 E Orangewood Ave, Anaheim, CA 92806

Hari Shivshanka Lal

Immigration, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

1020 S Anaheim Blvd, Anaheim, CA 92805

Susanna Dvortsin

Bankruptcy & Debt, Immigration, Tax

Status: In Good Standing

CONTACT

700 E South St., Anaheim, CA 92805

David Robert Chase

Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

Anaheim, CA 92816

Amy Lynn Spencer

Business, Bankruptcy

Status: Suspended Licensed: 18 Years

CONTACT

Anaheim, CA 92825

Christopher Paul Walker

Litigation, Wills, Trusts, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

505 S Villa Real, Anaheim, CA 92807

Dana Cisneros

Construction, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

505 S Villa Real, Anaheim, CA 92807

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FCBA

See Fair Credit Billing Act.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Atwood Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

Patrick O'Kennedy

Jeffrey Neil Wilens

Ashley Louise Allyn

Brian C. Fenn

Hari Shivshanka Lal

Susanna Dvortsin

David Robert Chase

Amy Lynn Spencer

Christopher Paul Walker

Dana Cisneros

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

DEFINED CONTRIBUTION PLAN

NUISANCE FEES

CREDIT REPORT

LIABILITY

COLLECTION AGENCY

FCBA

REPOSSESSION

DEBT COLLECTOR

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