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Jose Torres
About | Practice Areas
Torres Legal
129 Prospect St Passaic, NJ 07055» view map
Criminal Defense & Divorce and Family Law
Competent Legal Representation

Founded in 2005, Torres Legal is a Law Firm based in Passaic, NJ whose goal is to provide individuals in need with competent legal representation.

800-761-6810
1. Jose Torres Passaic, NJ
  Attorney at Law, NJ
  Florida Coastal School of Law, LL.M. 2003
2. AboutTorres Legal
  Competent Legal Representation
3. Practice AreasExpertise
  Criminal Defense & Divorce and Family Law
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Arun Sharma Lavine

Family Law, Divorce, Collection, Criminal

Status: In Good Standing

CONTACT

600 Lawrence Road, Lawrence Township, NJ 08648

Irwin P Rosenthal

Adoption, Business Organization, Child Support, Collection

Status: In Good Standing

CONTACT

2083 Klockner Road, Trenton, NJ 08690

Corinne Gurski

Collection, Construction, Environmental Law, Mental Health

Status: In Good Standing

CONTACT

127 Main Street, Chatham, NJ 07928

Corryn Lynn Kronnagel

Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

3490 Route 1, Princeton, NJ 08540

Alexandra Colleen Hayes

Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

3490 Route 1, Princeton, NJ 08540

Ekaterina Schoenefeld

Litigation, Lawsuit & Dispute, Consumer Protection, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

32 Chambers St, Princeton, NJ 08542

Graig Peters Corveleyn

Bankruptcy, Estate, Lawsuit & Dispute, Collection

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

CONTACT

16 Seminary Avenue, Hopewell, NJ 08525

Narline Casimir

Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

3490 Route 1, Princeton, NJ 08540

Steven Ira Greenberg

Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

3490 Route 1, Princeton, NJ 08540

Ava Rimal

Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

3490 Route 1, Princeton, NJ 08540

800-923-0641

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LEGAL TERMS

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Belle Mead Collection Lawyer, New Jersey

Sponsored Law Firm

Torres Legal

SPONSORED LAWYERS

Arun Sharma Lavine

Irwin P Rosenthal

Corinne Gurski

Corryn Lynn Kronnagel

Alexandra Colleen Hayes

Ekaterina Schoenefeld

Graig Peters Corveleyn

Narline Casimir

Steven Ira Greenberg

Ava Rimal

TIPS

LEGAL TERMS

LIMITED LIABILITY

DEFINED CONTRIBUTION PLAN

DEBT COLLECTOR

REDEMPTION

TRADE DRESS

ADMINISTRATIVE EXPENSES

DISCHARGE (OF DEBTS)

NONDISCHARGEABLE DEBTS

TRUTH IN LENDING ACT (TILA)

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