Belle Mead Collection Lawyer, New Jersey

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Jose Torres
About | Practice Areas
Torres Legal
129 Prospect St Passaic, NJ 07055» view map
Criminal Defense & Divorce and Family Law
Competent Legal Representation

Founded in 2005, Torres Legal is a Law Firm based in Passaic, NJ whose goal is to provide individuals in need with competent legal representation.

800-761-6810
1. Jose Torres Passaic, NJ
  Attorney at Law, NJ
  Florida Coastal School of Law, LL.M. 2003
2. AboutTorres Legal
  Competent Legal Representation
3. Practice AreasExpertise
  Criminal Defense & Divorce and Family Law
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Arun Sharma Lavine

Family Law, Divorce, Collection, Criminal

Status: In Good Standing

CONTACT

600 Lawrence Road, Lawrence Township, NJ 08648

Irwin P Rosenthal

Adoption, Business Organization, Child Support, Collection

Status: In Good Standing

CONTACT

2083 Klockner Road, Trenton, NJ 08690

Corinne Gurski

Collection, Construction, Environmental Law, Mental Health

Status: In Good Standing

CONTACT

127 Main Street, Chatham, NJ 07928

Corryn Lynn Kronnagel

Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

3490 Route 1, Princeton, NJ 08540

Alexandra Colleen Hayes

Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

3490 Route 1, Princeton, NJ 08540

Ekaterina Schoenefeld

Litigation, Lawsuit & Dispute, Consumer Protection, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

32 Chambers St, Princeton, NJ 08542

Graig Peters Corveleyn

Bankruptcy, Estate, Lawsuit & Dispute, Collection

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

CONTACT

16 Seminary Avenue, Hopewell, NJ 08525

Narline Casimir

Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

3490 Route 1, Princeton, NJ 08540

Steven Ira Greenberg

Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

3490 Route 1, Princeton, NJ 08540

Ava Rimal

Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

3490 Route 1, Princeton, NJ 08540

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CCCS

See Consumer Credit Counseling Service.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

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Belle Mead Collection Lawyer, New Jersey

Sponsored Law Firm

Torres Legal

SPONSORED LAWYERS

Arun Sharma Lavine

Irwin P Rosenthal

Corinne Gurski

Corryn Lynn Kronnagel

Alexandra Colleen Hayes

Ekaterina Schoenefeld

Graig Peters Corveleyn

Narline Casimir

Steven Ira Greenberg

Ava Rimal

TIPS

LEGAL TERMS

401(K) PLAN

MEANS TEST

LIEN

FORBEARANCE

CCCS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

BANKRUPTCY

DISPOSABLE INCOME

S CORPORATION

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