Belleville Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brian David Flynn

Collection, Personal Injury, Family Law, Criminal, Commercial Real Estate

Status: In Good Standing Licensed: 14 Years

CONTACT

300 W Main St, Belleville, IL 62220

Daniel Hayes

Real Estate, Municipal, Environmental Law, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

3540 N Belt W, Belleville, IL 62226

Kara Leigh Lechien

Family Law, Divorce, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

120 W Main St, Belleville, IL 62220

Kara Lechien

Family Law, Divorce, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

120 W Main St, Belleville, IL 62220

Myron A. Hanna

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Deborah Jean Volmert

Lawsuit & Dispute, Government, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Deborah Volmert

Lawsuit & Dispute, Government, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Myron Hanna

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Tiffany Marie Cornejo

Landlord-Tenant, Bankruptcy, Traffic, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

24 Bronze Pointe, Belleville, IL 62226

Thea Felice Rubin

Collection, Banking & Finance

Status: In Good Standing Licensed: 32 Years

CONTACT

2011 Mall, Collinsville, IL 62234

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CCCS

See Consumer Credit Counseling Service.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

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Belleville Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian David Flynn

Daniel Hayes

Kara Leigh Lechien

Kara Lechien

Myron A. Hanna

Deborah Jean Volmert

Deborah Volmert

Myron Hanna

Tiffany Marie Cornejo

Thea Felice Rubin

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

GUARANTOR

CREDIT BUREAU

CCCS

TRUTH IN LENDING ACT (TILA)

REAFFIRMATION

GARNISHMENT

DISCHARGEABLE DEBTS

LIMITED PARTNERSHIP

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