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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Douglas D. Kluver

Criminal, Divorce & Family Law, Estate, Bankruptcy & Debt, Real Estate

Status: In Good Standing Licensed: 21 Years

FREE CONSULTATION

CONTACT

408 North First Street, Montevideo, MN 56265

J. Richard Stermer

Bankruptcy, Guardianships & Conservatorships, Estate

Status: In Good Standing Licensed: 33 Years

CONTACT

102 Parkway Drive, Montevideo, MN 56265

Bruce D Obenland

Litigation, Divorce & Family Law, Criminal, Collection

Status: In Good Standing Licensed: 52 Years

CONTACT

605 S Lakeshore Drive, Glenwood, MN 56334

Jeffrey D Kuhn

Criminal, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

14 S Franklin St, Glenwood, MN 56334

Christopher James Frank

Wills & Probate, Juvenile Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

401 - 5Th St Sw, Willmar, MN 56201

Dennis Neeser

Real Estate, Banking & Finance, Business, Workout

Status: In Good Standing

CONTACT

331 S.W. Third Street, Willmar, MN 56201

Griffin Russell Leitch

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 10 Years

CONTACT

331 Sw Third St, Willmar, MN 56201

Luke Schendel Rose

Criminal, Personal Injury, Bankruptcy, Family Law

Status: In Good Standing Licensed: 20 Years

CONTACT

331 Sw 3Rd St, Willmar, MN 56201

Casey Jon Swansson

Divorce & Family Law, Business, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

331 Third Street S.W., Willmar, MN 56201

Ramona Carol Lackore

Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

1500 9Th Street S.W., Willmar, MN 56201

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

COLLATERAL

Property that guarantees payment of a secured debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CCCS

See Consumer Credit Counseling Service.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Benson Bankruptcy & Debt Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Douglas D. Kluver

J. Richard Stermer

Bruce D Obenland

Jeffrey D Kuhn

Christopher James Frank

Dennis Neeser

Griffin Russell Leitch

Luke Schendel Rose

Casey Jon Swansson

Ramona Carol Lackore

TIPS

LEGAL TERMS

CREDIT REPORT

CURRENT MONTHLY INCOME

COLLATERAL

SOLE PROPRIETORSHIP

GUARANTOR

FAIR CREDIT BILLING ACT (FCBA)

MEETING OF CREDITORS

CCCS

CREDIT INSURANCE

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