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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Bruce D Obenland

Litigation, Divorce & Family Law, Criminal, Collection

Status: In Good Standing Licensed: 52 Years

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605 S Lakeshore Drive, Glenwood, MN 56334

Jeffrey D Kuhn

Criminal, Bankruptcy

Status: In Good Standing Licensed: 46 Years

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14 S Franklin St, Glenwood, MN 56334

Thomas G Kramer

Elder Law, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 48 Years

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132 Eighth Ave, Granite Falls, MN 56241

Thomas G Kramer

Divorce & Family Law, Real Estate, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

132 8Th Avenue, Granite Falls, MN 56241

J. Richard Stermer

Bankruptcy, Guardianships & Conservatorships, Estate

Status: In Good Standing Licensed: 33 Years

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102 Parkway Drive, Montevideo, MN 56265

Douglas D. Kluver

Criminal, Divorce & Family Law, Estate, Bankruptcy & Debt, Real Estate

Status: In Good Standing Licensed: 21 Years

FREE CONSULTATION

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408 North First Street, Montevideo, MN 56265

Warrenn C Anderson

Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

215 Atlantic Avenue, Morris, MN 56267

Mark Guy Wermerskirchen

Veterans' Affairs, Real Estate, Estate, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

106 Minnesota Ave Sw, Willmar, MN 56201

Ramona Carol Lackore

Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

1500 9Th Street S.W., Willmar, MN 56201

Luke Schendel Rose

Criminal, Personal Injury, Bankruptcy, Family Law

Status: In Good Standing Licensed: 20 Years

CONTACT

331 Sw 3Rd St, Willmar, MN 56201

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Benson Bankruptcy & Debt Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Bruce D Obenland

Jeffrey D Kuhn

Thomas G Kramer

Thomas G Kramer

J. Richard Stermer

Douglas D. Kluver

Warrenn C Anderson

Mark Guy Wermerskirchen

Ramona Carol Lackore

Luke Schendel Rose

TIPS

LEGAL TERMS

CREDIT COUNSELING

FORBEARANCE

MEETING OF CREDITORS

CREDIT BUREAU

LIMITED LIABILITY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

ACCORD AND SATISFACTION

FAIR CREDIT BILLING ACT (FCBA)

PRESUMED ABUSE

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