Blount County, TN Workout Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John T. McArthur

Commercial Real Estate, Construction, Litigation, Car Accident

Status: In Good Standing

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329 Cates Street, Maryville, TN 37801

Melanie E. Davis

Residential Real Estate, Land Use & Zoning, Federal Appellate Practice, Civil Rights, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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329 Cates Street, Maryville, TN 37801

Justin R. Martin

Estate Planning, Corporate, Business Organization, Collection

Status: In Good Standing

FREE CONSULTATION

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329 Cates Street, Maryville, TN 37801

J. Kevin Renfro

Real Estate

Status: In Good Standing

FREE CONSULTATION

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329 Cates Street, Maryville, TN 37801

John B. Phillips

Mass Torts, Intellectual Property, Civil Rights

Status: In Good Standing

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110 McGhee Tyson Boulevard, Alcoa, TN 37701

Matthew C. Haralson

Estate

Status: In Good Standing

FREE CONSULTATION

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329 Cates Street, Maryville, TN 37801

P. Andrew Sneed

Estate, Trusts, Wills

Status: In Good Standing

FREE CONSULTATION

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329 Cates Street, Maryville, TN 37801

David W. Lynch

Patent, Trademark, Intellectual Property

Status: In Good Standing

CONTACT

110 McGhee Tyson Boulevard, Alcoa, TN 37701

David T Black

Accident & Injury, Estate Planning, Family Law, Personal Injury, Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

329 Cates Street, Maryville, TN 37801

Joseph P. Sullivan

Estate Administration, Juvenile Law, Wills & Probate, Social Security -- Disability

Status: In Good Standing

FREE CONSULTATION

CONTACT

637 Morganton Square Drive, Maryville, TN 37801

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

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Blount County, TN Workout Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

John T. McArthur

Melanie E. Davis

Justin R. Martin

J. Kevin Renfro

John B. Phillips

Matthew C. Haralson

P. Andrew Sneed

David W. Lynch

David T Black

Joseph P. Sullivan

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LEGAL TERMS

GRACE PERIOD

COLLECTION AGENCY

CREDIT REPORT

DOING BUSINESS AS (DBA)

SECURED DEBT

REDEMPTION

MEETING OF CREDITORS

ADMINISTRATIVE EXPENSES

TRADE DRESS

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