Boron Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Douglas D. Kappler

Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 54 Years

CONTACT

4029 Acton Ave, Acton, CA 93510

Ricky Lee Vondrak

Litigation, Business & Trade, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

12277 Apple Valley Rd, Apple Valley, CA 92308

Benjamin Echols

Criminal, Felony, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 31 Years

FREE CONSULTATION

CONTACT

530 Barstow Road, Barstow, CA 92311

Lissette C Blandino

Trusts, Estate, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

17096 Sequoia Ave, Hesperia, CA 92345

Marc C. Hodges

Landlord-Tenant, Divorce & Family Law, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

45127 15Th St West, Lancaster, CA 93534

Carl Ernest Markov

Tax, Real Estate, Minerals & Mining, Collection, Accident & Injury

Status: In Good Standing Licensed: 51 Years

CONTACT

2617 Still Meadow Ln, Lancaster, CA 93536

Ann-Marissa Cook

Lawsuit & Dispute, Government, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1040 W Avenue J, Lancaster, CA 93534

Elke Gordon-Schardt

Estate, Domestic Violence & Neglect, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

44319 Lowtree Ave, Lancaster, CA 93534

Chellei Genoise Jimenez

Workers' Compensation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

43807 10Th St W, Lancaster, CA 93534

Dara Leigh Bloom

Commercial Real Estate, Family Law, Consumer Rights, Consumer Bankruptcy

Status: Inactive Licensed: 32 Years

CONTACT

3245 Cabana Ln, Lancaster, CA 93536

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FDCPA

See Fair Debt Collections & Practices Act.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Boron Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Douglas D. Kappler

Ricky Lee Vondrak

Benjamin Echols

Lissette C Blandino

Marc C. Hodges

Carl Ernest Markov

Ann-Marissa Cook

Elke Gordon-Schardt

Chellei Genoise Jimenez

Dara Leigh Bloom

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LEGAL TERMS

SETOFF

INTEREST

IRS EXPENSES

FDCPA

LIABILITY

CREDIT COUNSELING

COLLECTION AGENCY

PREFERENCE

REAFFIRMATION

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