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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Jeffrey Grotevant

Estate Planning, Civil Rights, Transactions, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

297 S Schuyler Ave, Kankakee, IL 60901

Samantha L. Sweeney

Divorce & Family Law, Estate, Real Estate, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

33 N. Main St., Manteno, IL 60950

Samantha Sweeney

Collection, Divorce, Commercial Real Estate, Wills, Family Law

Status: In Good Standing

CONTACT

33 North Main Street, Manteno, IL 60950

Ronay Betouni

Landlord-Tenant, Trusts, Divorce, Collection

Status: In Good Standing Licensed: 8 Years

CONTACT

58 N Chicago St, Joliet, IL 60432

William E. Dutton

Collection, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

10325 W Lincoln Hwy, Frankfort, IL 60423

Barbara Jacobson Dutton

Collection, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

10325 W Lincoln Hwy, Frankfort, IL 60423

Barbara Dutton

Collection, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

10325 W Lincoln Hwy, Frankfort, IL 60423

William Dutton

Collection, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

10325 W Lincoln Hwy, Frankfort, IL 60423

John M. Galich

Litigation, Lawsuit & Dispute, Transactions, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

10075 W Lincoln Hwy, Frankfort, IL 60423

John Galich

Litigation, Lawsuit & Dispute, Transactions, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

10075 W Lincoln Hwy, Frankfort, IL 60423

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Braceville Collection Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Jeffrey Grotevant

Samantha L. Sweeney

Samantha Sweeney

Ronay Betouni

William E. Dutton

Barbara Jacobson Dutton

Barbara Dutton

William Dutton

John M. Galich

John Galich

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LEGAL TERMS

CCCS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

REDEMPTION

FRATERNAL BENEFIT SOCIETY BENEFITS

SOLE PROPRIETORSHIP

AUTOMATIC STAY

401(K) PLAN

TOXIC TORT

CURRENT MONTHLY INCOME

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