Caledonia Bankruptcy Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Thomas Edward Laughlin

Civil Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

Roscoe, IL 61073

Thomas Laughlin

Civil Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

Roscoe, IL 61073

Darron Michael Burke

Tax, Bankruptcy, Business & Trade, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

3957 North Mulford Road, Rockford, IL 61114

Jack Donald Ward

Dispute Resolution, Intellectual Property, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

2902 Mcfarland Rd, Rockford, IL 61107

Ryan Thomas Straw

Divorce & Family Law, Bankruptcy, Banking & Finance, Civil Rights

Status: In Good Standing

CONTACT

2902 Mcfarland Rd, Rockford, IL 61107

Adolfo Brandon Sanchez

Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

114 Safe Landing St, Loves Park, IL 61115

William Anthony Reilly

Government, Banking & Finance, Business, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

6801 Spring Creek Rd, Rockford, IL 61114

Dennis Paul Drda

Bankruptcy, Family Law

Status: In Good Standing Licensed: 55 Years

CONTACT

7902 Conehill Cir, Rockford, IL 61107

Timothy Jon Freiberg

Products Liability, Personal Injury, Medical Malpractice, Accident & Injury, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

4320 Spring Creek Rd, Rockford, IL 61107

Karl Koonmen

Real Estate, Traffic, Child Custody, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

535 Loves Park Drive, Loves Park, IL 61111

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT FILE

See credit report.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SAMPLE LEGAL CASES

Economy Fire & Cas. Co. v. Brumfield

... Appellees and Cross-Appellants, v. Hollis L. BRUMFIELD, Defendant and Counterplaintiff- Appellant and Cross-Appellee, and Michael J. Drewes; Constance Drewes; Beau Drewes; Zachary Fitzpatrick; Dan Fitzpatrick; Cindy Fitzpatrick; Steve Miller, Trustee in Bankruptcy for the ...

Seip v. Rogers Raw Materials Fund, LP

... Upon learning this, Beeland immediately sought to have the assets transferred either to Refco, LLC, or back to the original brokerage accounts. D. Refco Bankruptcy and the Special Redemption Letter. ... (2006)). Refco, LLC, filed for bankruptcy as well in November 2005. ...

Giannini v. Kumho Tire USA, Inc.

... While there are no Illinois cases addressing the stay granted in Rule 306, Garbe Iron Works held that the two-year statute of limitations for filing a mechanics' lien foreclosure was tolled by the automatic stay provision contained in the Federal Bankruptcy Act (11 USC Â§ 362(a)(1 ...

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Caledonia Bankruptcy Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Thomas Edward Laughlin

Thomas Laughlin

Darron Michael Burke

Jack Donald Ward

Ryan Thomas Straw

Adolfo Brandon Sanchez

William Anthony Reilly

Dennis Paul Drda

Timothy Jon Freiberg

Karl Koonmen

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

PRESUMED ABUSE

UNDUE HARDSHIP

NUISANCE FEES

CREDIT FILE

UNSECURED DEBT

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TOXIC TORT

CHAPTER 7 BANKRUPTCY

SAMPLE LEGAL CASES

Economy Fire & Cas. Co. v. Brumfield

Seip v. Rogers Raw Materials Fund, LP

Giannini v. Kumho Tire USA, Inc.

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