Camarillo Bankruptcy Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Larry Dale Webb

Wills, Wills & Probate, Trusts, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

484 Mobil Avenue, Camarillo, CA 93010

Brian Hiroshi Nomi

Real Estate, Child Custody, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

215 E Daily Dr, Camarillo, CA 93010

Mark Bradley Hartzler

Estate, Employee Rights, Consumer Protection, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

630 Mustang St, Camarillo, CA 93010

Wayne Jeffrey Miller

Corporate, Contract, Administrative Law, Commercial Bankruptcy

Status: Deceased Licensed: 42 Years

CONTACT

760 Las Posas Rd, Camarillo, CA 93010

James N Allison

Real Estate, Bankruptcy, Commercial Real Estate

Status: In Good Standing Licensed: 49 Years

CONTACT

11521 Sumac Ln, Camarillo, CA 93012

Donald Richard Worley

Lawsuit, Social Security, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

3213 Calle De Debesa, Camarillo, CA 93010

Kendall Jones

Construction, Products Liability, Contract, Consumer Bankruptcy, Mass Torts

Status: In Good Standing

CONTACT

2802 Camino Dos Rios, Thousand Oaks, CA 91362

John Francis Keating

Mass Torts, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 59 Years

CONTACT

509 Canyon Vista Dr, Newbury Park, CA 91320

James Gerald Allen

Trusts, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

Newbury Park, CA 91358

Nathan Asher Berneman

Bankruptcy, Employment Discrimination, Personal Injury, Criminal

Status: In Good Standing

CONTACT

152 Thousand Oaks Blvd, Newbury Park, CA 91360

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT FILE

See credit report.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Camarillo Bankruptcy Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Larry Dale Webb

Brian Hiroshi Nomi

Mark Bradley Hartzler

Wayne Jeffrey Miller

James N Allison

Donald Richard Worley

Kendall Jones

John Francis Keating

James Gerald Allen

Nathan Asher Berneman

TIPS

LEGAL TERMS

FORBEARANCE

INTEREST

PRESUMED ABUSE

CREDITOR

FDCPA

CREDIT FILE

CHAPTER 13 BANKRUPTCY

BANKRUPTCY

MEETING OF CREDITORS

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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