Campbell County, TN Collection Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kathy Parrott

Wills & Probate, Estate, Car Accident, Accident & Injury

Status: In Good Standing Licensed: 36 Years

FREE CONSULTATION

CONTACT

140 Kentucky St, Jacksboro, TN 37757

Joseph Grant Coker

Commercial Real Estate, Federal Appellate Practice, Wills & Probate, Business

Status: In Good Standing Licensed: 49 Years

CONTACT

160 Valley St, Jacksboro, TN 37757

Joseph Coker

Commercial Real Estate, Federal Appellate Practice, Wills & Probate, Business

Status: In Good Standing Licensed: 49 Years

CONTACT

160 Valley St, Jacksboro, TN 37757

Joseph Michael Ayers

Juvenile Law, Dispute Resolution, Lawsuit & Dispute, Family Law

Status: In Good Standing Licensed: 31 Years

CONTACT

Duff, TN 37766

David Andrew Winchester

General Practice

Status: In Good Standing Licensed: 38 Years

CONTACT

Duff, TN 37766

Kathy Parrott

Litigation, Trusts, Elder Law, Insurance, Estate Planning

Status: In Good Standing Licensed: 37 Years

CONTACT

140 Kentucky St, Jacksboro, TN 37757

Terry Basista

Insurance, Elder Law, Family Law, Wills & Probate, Construction

Status: In Good Standing

CONTACT

Jacksboro, TN 37757

Joseph Michael Ayers

General Practice

Status: In Good Standing Licensed: 31 Years

CONTACT

Duff, TN 37766

Robert Roy Asbury

General Practice

Status: In Good Standing Licensed: 29 Years

CONTACT

567 Main St, Jacksboro, TN 37757

William Curtis Jones

Criminal, Commercial Real Estate

Status: In Good Standing Licensed: 18 Years

CONTACT

3170 Appalachian Hwy, Jacksboro, TN 37757

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Campbell County, TN Collection Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Kathy Parrott

Joseph Grant Coker

Joseph Coker

Joseph Michael Ayers

David Andrew Winchester

Kathy Parrott

Terry Basista

Joseph Michael Ayers

Robert Roy Asbury

William Curtis Jones

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

SUBROGATION

LIABILITY

REAFFIRMATION

FAIR CREDIT REPORTING ACT (FCRA)

FAIR CREDIT BILLING ACT (FCBA)

BANKRUPTCY TRUSTEE

DOING BUSINESS AS (DBA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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