Carroll County, TN Credit & Debt Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Carroll Credit & Debt lawyer.
Below are all Carroll lawyers.

Larry Joe Logan

Courts-Martial & Discharge, Juvenile Law, Other, Government

Status: In Good Standing Licensed: 51 Years

CONTACT

8900 Highway 436, Mc Kenzie, TN 38201

John Stevens

Legislative Practice, Elder Law, Family Law, Estate Planning

Status: In Good Standing Licensed: 22 Years

CONTACT

161 Court Square, Huntingdon, TN 38344

Charles Lawrence Trotter

Litigation, Dispute Resolution, Civil & Human Rights, Insurance

Status: In Good Standing

CONTACT

161 Court Square, Huntingdon, TN 38344

David Huss

Education, Tax, State Government, Family Law

Status: In Good Standing Licensed: 15 Years

CONTACT

3610 Highway 22, Huntingdon, TN 38344

John David Stevens

Legislative Practice, Elder Law, Family Law, Estate Planning

Status: In Good Standing Licensed: 22 Years

CONTACT

161 Court Square, Huntingdon, TN 38344

Judge Logan

US Courts, Juvenile Law

Status: In Good Standing Licensed: 51 Years

CONTACT

Mc Kenzie, TN 38201

David Wayne Huss

Education, Tax, State Government, Family Law

Status: In Good Standing Licensed: 15 Years

CONTACT

3610 Highway 22, Huntingdon, TN 38344

Robert Taylor Keeton

Federal Appellate Practice, Insurance, Products Liability, Accident & Injury

Status: In Good Standing Licensed: 63 Years

CONTACT

20240 Main St E, Huntingdon, TN 38344

Matt Marshall Maddox

General Practice

Status: In Good Standing Licensed: 35 Years

CONTACT

19695 Main St E, Huntingdon, TN 38344

Laura Keeton

Juvenile Law, Federal Appellate Practice, Estate Planning, Family Law, Animal Bite

Status: In Good Standing Licensed: 34 Years

CONTACT

20240 Main St E, Huntingdon, TN 38344

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FCBA

See Fair Credit Billing Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Carroll County, TN Credit & Debt Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Larry Joe Logan

John Stevens

Charles Lawrence Trotter

David Huss

John David Stevens

Judge Logan

David Wayne Huss

Robert Taylor Keeton

Matt Marshall Maddox

Laura Keeton

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

TRUTH IN LENDING ACT (TILA)

DEBT COLLECTOR

FRATERNAL BENEFIT SOCIETY BENEFITS

SETOFF

NUISANCE FEES

UNDUE HARDSHIP

FCBA

CREDIT INSURANCE

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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