Charleston County, SC Bankruptcy & Debt Lawyers

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Christian Waites

✓ VERIFIED

Bankruptcy, Consumer Bankruptcy

Christian Waites, is the associate attorney for the firm’s Charleston office. He earned his Bachelor of Arts degree in Political Science from the Co... (more)

FREE CONSULTATION

CONTACT

843-744-3002

2170 Ashley Phosphate Rd., Charleston, SC 29406

Robert R. Meredith

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy

Robert R. Meredith, Jr. is a graduate of the University of South Carolina of Law and has been in the practice of bankruptcy law since 1994. He lives i... (more)

CONTACT

800-924-6981

4000 Faber Place Dr., North Charleston, SC 29405

Brendan P Langendorfer

Bankruptcy, Estate Planning, Family Law, Litigation

Status: In Good Standing

CONTACT

3955 Faber Place Drive, North Charleston, SC 29405

D. Nathan Davis

Real Estate, Wills & Probate, Estate Planning, Bankruptcy

Status: In Good Standing

CONTACT

711 Saint Andrews Blvd., Charleston, SC 29407

Ingrid Helen Rudolph

Alimony & Spousal Support, Custody & Visitation, Divorce & Family Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 21 Years

FREE CONSULTATION

CONTACT

1483 Tobias Gadson Boulevard, Charleston, SC 29407

Robert A. Bernstein

Business Organization, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

Charleston, SC 29413

Charles S. Bernstein

Litigation, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 73 Years

CONTACT

Charleston, SC 29413

Melissa Fuller Brown

Family Law, Child Custody, Property & Casualty, Collection

Status: In Good Standing

CONTACT

56 Wentworth Street, Charleston, SC 29401

Elizabeth R. Heilig

Bankruptcy & Debt

Status: In Good Standing

CONTACT

4000 Faber Place Drive, North Charleston, SC 29405

Benjamin Adair Parker

Foreclosure, Consumer Protection, Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

3 Broad St, Charleston, SC 29401

800-923-0641

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Lawyer.com can help you easily and quickly find South Carolina Bankruptcy & Debt Lawyers and South Carolina Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all South Carolina cities. Alternatively you can search for Bankruptcy & Debt attorneys for all South Carolina cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Charleston County, SC Bankruptcy & Debt Lawyers

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Christian Waites

Robert R. Meredith

Brendan P Langendorfer

D. Nathan Davis

Ingrid Helen Rudolph

Robert A. Bernstein

Charles S. Bernstein

Melissa Fuller Brown

Elizabeth R. Heilig

Benjamin Adair Parker

TIPS

LEGAL TERMS

PRESUMED ABUSE

INTEREST

REAFFIRMATION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DISPOSABLE INCOME

MEETING OF CREDITORS

MEANS TEST

LOSS DAMAGE WAIVER (LDW)

WORKOUT

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