Chisago City Bankruptcy & Debt Lawyer, Minnesota

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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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David K. Snyder

Business, Real Estate, Municipal, Bankruptcy

Status: In Good Standing

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56 East Broadway Avenue, Forest Lake, MN 55025

Richard J Pearson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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443 Old Highway 8 Northwest, Saint Paul, MN 55112

Jesse A. Horoshak

Consumer Bankruptcy, Bankruptcy, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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443 Old Highway 8 Northwest, Saint Paul, MN 55112

Lauren J. Totushek

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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443 Old Highway 8 Northwest, Saint Paul, MN 55112

Melanie A. Johnson

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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443 Old Highway 8 Northwest, Saint Paul, MN 55112

Harold James Hitchcock

Collection, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

100 Buchanan Street N., Cambridge, MN 55008

Jacob G. Peterson

Commercial Real Estate, Litigation, Employment, Commercial Bankruptcy, Contract

Status: In Good Standing

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200-3Rd Avenue, Ne, Cambridge, MN 55008

Todd Derek Donegan

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

1001 First Ave E, Cambridge, MN 55008

Michael J Evens

Contract, Health Care Other, Consumer Bankruptcy

Status: In Good Standing

CONTACT

2256 128Th Court Ne, Circle Pines, MN 55449

Jillian Carla Karas

Environmental Law Other, Elder Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

12798 Petersburg St Ne, Circle Pines, MN 55449

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

COLLATERAL

Property that guarantees payment of a secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FDCPA

See Fair Debt Collections & Practices Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Chisago City Bankruptcy & Debt Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

David K. Snyder

Richard J Pearson

Jesse A. Horoshak

Lauren J. Totushek

Melanie A. Johnson

Harold James Hitchcock

Jacob G. Peterson

Todd Derek Donegan

Michael J Evens

Jillian Carla Karas

TIPS

LEGAL TERMS

CREDIT REPORT

COLLATERAL

TRUTH IN LENDING ACT (TILA)

CURRENT MONTHLY INCOME

FDCPA

IRS EXPENSES

GRACE PERIOD

SOLE PROPRIETORSHIP

MEANS TEST

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