Cornland Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Hugh F. Drake

Elder Law, Contract, Credit & Debt, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

205 S Fifth St, Springfield, IL 62705

Samuel J. Witsman

Municipal, Banking & Finance, Business, Collection

Status: In Good Standing

CONTACT

1 N Old Capitol Plaza, Springfield, IL 62701

Samuel Witsman

Municipal, Business & Trade, Banking & Finance, Collection

Status: In Good Standing

CONTACT

1 N Old Capitol Plaza, Springfield, IL 62701

Kristina B. Mucinskas

Estate Planning, Transactions, Banking & Finance, Collection

Status: In Good Standing

CONTACT

One N. Old State Capitol Pl, Springfield, IL 62701

Kristina Mucinskas

Estate Planning, Transactions, Banking & Finance, Collection

Status: In Good Standing

CONTACT

One N. Old State Capitol Pl, Springfield, IL 62701

Denise Druhot

Collection, Estate Planning, Medical Malpractice

Status: In Good Standing Licensed: 37 Years

CONTACT

205 South 5th Street, Springfield, IL 62701

William Louis Vig

Estate Planning, Workers' Compensation, Collection, Medical Malpractice, Business

Status: In Good Standing

CONTACT

1100 S 5Th St, Springfield, IL 62703

William Vig

Estate Planning, Business & Trade, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

1100 S 5Th St, Springfield, IL 62703

David A. Kelm

Administrative Law, Child Custody, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

Chatham, IL 62629

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CCCS

See Consumer Credit Counseling Service.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Cornland Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Hugh F. Drake

Samuel J. Witsman

Samuel Witsman

Kristina B. Mucinskas

Kristina Mucinskas

Denise Druhot

William Louis Vig

William Vig

David A. Kelm

TIPS

LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

ADMINISTRATIVE EXPENSES

CCCS

FAIR CREDIT BILLING ACT (FCBA)

TRUTH IN LENDING ACT (TILA)

CREDIT BUREAU

CURRENT MONTHLY INCOME

401(K) PLAN

GUARANTOR

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