Cowan Bankruptcy & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Benjamin Neal Palisano

Construction, Litigation, Business & Trade, Consumer Bankruptcy

Status: Inactive Licensed: 13 Years

CONTACT

148 Kentucky Ave, Sewanee, TN 37375

Michael D. Payne

Dispute Resolution, Wills & Probate, Trusts, Credit & Debt

Status: Retired Licensed: 43 Years

CONTACT

174 Kentucky Avenue, Sewanee, TN 37375

Norris Arthur Kessler

Criminal, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

705 Dinah Shore Blvd, Winchester, TN 37398

Andy Davis

Workers' Compensation, White Collar Crime, Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

705 Dinah Shore Blvd., Winchester, TN 37398

Mark Stewart

Criminal, Bankruptcy, Banking & Finance, Litigation

Status: In Good Standing Licensed: 41 Years

CONTACT

300 S College St, Winchester, TN 37398

Trudy Edwards

Federal Appellate Practice, Wills & Probate, Disability, Reorganization

Status: In Good Standing

CONTACT

300 S College St, Winchester, TN 37398

Trudy Mckelvey Edwards

Federal Appellate Practice, Wills & Probate, Disability, Reorganization

Status: In Good Standing

CONTACT

300 S College St, Winchester, TN 37398

David Lawrence Stewart

Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

300 S College St, Winchester, TN 37398

Robert Samuel Peters

Intellectual Property, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 55 Years

CONTACT

120 N Jefferson St, Winchester, TN 37398

John Robert Colvin

Litigation, Disability, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

Winchester, TN 37398

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDIT FILE

See credit report.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

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Cowan Bankruptcy & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Benjamin Neal Palisano

Michael D. Payne

Norris Arthur Kessler

Andy Davis

Mark Stewart

Trudy Edwards

Trudy Mckelvey Edwards

David Lawrence Stewart

Robert Samuel Peters

John Robert Colvin

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

NO-FAULT INSURANCE

CREDIT FILE

CHAPTER 13 PLAN

REPOSSESSION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NONDISCHARGEABLE DEBTS

INTEREST

DOING BUSINESS AS (DBA)

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