Creedmoor Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Martha Carlson McCormack

Labor Law, Corporate, Bankruptcy

Status: Inactive Licensed: 40 Years

CONTACT

3 Jessica Court, Durham, NC 27704

Marth Carlson Mccormack

Labor Law, Corporate, Bankruptcy

Status: Inactive Licensed: 40 Years

CONTACT

3 Jessica Court, Durham, NC 27704

Andrew George Pathenos

Divorce, Criminal, Business, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

1846 Sandoval Dr, Durham, NC 27703

Anitra Goodman Royster

Litigation, Class Action, Banking & Finance, Commercial Bankruptcy

Status: In Good Standing

CONTACT

1610 Eagle Lodge Ln, Durham, NC 27703

Lisa Gail Chehreh

Real Estate, Commercial Bankruptcy, Trusts

Status: In Good Standing Licensed: 21 Years

CONTACT

7613 Matherly Dr, Wake Forest, NC 27587

Martha Jean Svoboda

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

6329 Mountain Grove Lane, Wake Forest, NC 27587

Jacob Matthew Norris

Motor Vehicle, Consumer Rights, Civil & Human Rights, Consumer Bankruptcy

Status: In Good Standing

CONTACT

1776 Heritage Center Drive, Wake Forest, NC 27587

Andrew Jonathon Kisala

Motor Vehicle, Lawsuit & Dispute, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

Durham, NC 27702

Neil M. O'Toole

Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

x, Durham, NC 27702

Hans Christian Linnartz

Immigration, Criminal, Bankruptcy & Debt

Status: Inactive Licensed: 44 Years

CONTACT

Durham, NC 27702

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Creedmoor Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Martha Carlson McCormack

Marth Carlson Mccormack

Andrew George Pathenos

Anitra Goodman Royster

Lisa Gail Chehreh

Martha Jean Svoboda

Jacob Matthew Norris

Andrew Jonathon Kisala

Neil M. O'Toole

Hans Christian Linnartz

TIPS

LEGAL TERMS

NUISANCE FEES

SETOFF

DEFINED CONTRIBUTION PLAN

SECRET WARRANTY PROGRAM

WORKOUT

SUBROGATION

LOSS DAMAGE WAIVER (LDW)

LIEN

CREDIT COUNSELING

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