Creedmoor Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Andrew Jonathon Kisala

Motor Vehicle, Lawsuit & Dispute, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

Durham, NC 27702

Andrew George Pathenos

Divorce, Criminal, Business, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

1846 Sandoval Dr, Durham, NC 27703

Anitra Goodman Royster

Litigation, Class Action, Banking & Finance, Commercial Bankruptcy

Status: In Good Standing

CONTACT

1610 Eagle Lodge Ln, Durham, NC 27703

Hans Christian Linnartz

Immigration, Criminal, Bankruptcy & Debt

Status: Inactive Licensed: 44 Years

CONTACT

Durham, NC 27702

Jacob Matthew Norris

Motor Vehicle, Consumer Rights, Civil & Human Rights, Consumer Bankruptcy

Status: In Good Standing

CONTACT

1776 Heritage Center Drive, Wake Forest, NC 27587

Lisa Gail Chehreh

Real Estate, Commercial Bankruptcy, Trusts

Status: In Good Standing Licensed: 21 Years

CONTACT

7613 Matherly Dr, Wake Forest, NC 27587

Marth Carlson Mccormack

Labor Law, Corporate, Bankruptcy

Status: Inactive Licensed: 40 Years

CONTACT

3 Jessica Court, Durham, NC 27704

Martha Jean Svoboda

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

6329 Mountain Grove Lane, Wake Forest, NC 27587

Martha Carlson McCormack

Labor Law, Corporate, Bankruptcy

Status: Inactive Licensed: 40 Years

CONTACT

3 Jessica Court, Durham, NC 27704

Michael J. Jacula

Government, Employment, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

833 A Wake Forest Business Park, Wake Forest, NC 27587

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CREDIT FILE

See credit report.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Creedmoor Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Andrew Jonathon Kisala

Andrew George Pathenos

Anitra Goodman Royster

Hans Christian Linnartz

Jacob Matthew Norris

Lisa Gail Chehreh

Marth Carlson Mccormack

Martha Jean Svoboda

Martha Carlson McCormack

Michael J. Jacula

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LEGAL TERMS

LIEN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

ACCORD AND SATISFACTION

COLLECTION AGENCY

GARNISHMENT

SECURED DEBT

BULK SALES LAW

CREDIT FILE

INTEREST

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