Decatur Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Christopher Russell Diplacido

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

111 E Main St, Decatur, IL 62525

Christopher Diplacido

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

111 E Main St, Decatur, IL 62525

John Gregory Scott

Collection

Status: In Good Standing Licensed: 37 Years

CONTACT

111 E Main St, Decatur, IL 62525

Joseph Mccune

General Practice

Status: In Good Standing Licensed: 24 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Joseph Rucks Mccune

General Practice

Status: In Good Standing Licensed: 24 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Matthew James Scoggins

Banking & Finance, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

111 East Main Street, Decatur, IL 62523

Elzbieta Tuchaj

General Practice

Status: In Good Standing Licensed: 22 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Meredith Pitts

Traffic, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Monica Hawkins

Workers' Compensation, DUI-DWI, Collection, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

363 S Main St, Decatur, IL 62523

Matthew Spain

Lawsuit & Dispute, Health Care, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 12 Years

CONTACT

202 S Franklin St, Decatur, IL 62523

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

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Decatur Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Christopher Russell Diplacido

Christopher Diplacido

John Gregory Scott

Joseph Mccune

Joseph Rucks Mccune

Matthew James Scoggins

Elzbieta Tuchaj

Meredith Pitts

Monica Hawkins

Matthew Spain

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

SETOFF

WORKOUT

MEETING OF CREDITORS

CREDIT COUNSELING

FAIR LABOR STANDARDS ACT (FLSA)

GUARANTOR

ACCORD AND SATISFACTION

CYBERSQUATTING

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