Deer Park Credit & Debt Lawyer, Texas

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Ralph Todd Willis

Employee Rights, Elder Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

205B E San Augustine St, Deer Park, TX 77536

William H. Patterson

Family Law, Elder Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

2007 N Palm Ct, Pasadena, TX 77502

Holly Torbert Williamson

Juvenile Law, Commercial Real Estate, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

7330 Spencer Hwy, Pasadena, TX 77505

James M. Lowry

Credit & Debt, Family Law, Science, Technology & Internet, Business & Trade

Status: In Good Standing Licensed: 48 Years

CONTACT

10904 Mesquite Dr, La Porte, TX 77571

M. Rene Sandel

Elder Law, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

2007 N Palm Ct, Pasadena, TX 77502

Marc H. Schneider

Health Care Other, Wills, Business & Trade, Credit & Debt

Status: In Good Standing

CONTACT

15150 Middlebrook Dr, Houston, TX 77058

Daren Dwayne Degeorge

Construction, Workers' Compensation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

8129 Signet St, Houston, TX 77029

Dick Hoskins Gregg

Commercial Real Estate, Family Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 60 Years

CONTACT

16055 Space Center Blvd, Houston, TX 77062

Christopher Anderson Gregg

Commercial Real Estate, Wills, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

16055 Space Center Blvd, Houston, TX 77062

Mitchell Carlos Contreras

Environmental Law Other, Elder Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

Deer Park, TX 77536

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Deer Park Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Ralph Todd Willis

William H. Patterson

Holly Torbert Williamson

James M. Lowry

M. Rene Sandel

Marc H. Schneider

Daren Dwayne Degeorge

Dick Hoskins Gregg

Christopher Anderson Gregg

Mitchell Carlos Contreras

TIPS

LEGAL TERMS

REPOSSESSION

SOLE PROPRIETORSHIP

CREDIT COUNSELING

CREDIT INSURANCE

UNSECURED DEBT

FAIR CREDIT BILLING ACT (FCBA)

ACCORD AND SATISFACTION

LIQUIDATING PARTNER

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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