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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Kellie M. Blair

Construction, Federal Appellate Practice, Contract, Credit & Debt

Status: In Good Standing

CONTACT

39572 Woodward Ave, Bloomfield Hills, MI 48304

David A. Lerner

Commercial Real Estate, Real Estate, Business, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

38505 Woodward Ave, Bloomfield Hills, MI 48304

Douglas C. Bernstein

Foreclosure, Contract, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

38505 Woodward Ave, Bloomfield Hills, MI 48304

John Joseph Stockdale

Banking & Finance, Business, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

40950 Woodward Ave, Bloomfield Hills, MI 48304

Kenneth A. Vannorwick

Landlord-Tenant, Estate Planning, Business, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

2787 Rambling Way, Bloomfield Hills, MI 48302

Julian M. Levant

Landlord-Tenant, Family Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 53 Years

CONTACT

40700 Woodward Ave, Bloomfield Hills, MI 48304

Anthony Rocco Pecora

Real Estate, Litigation, Family Law, Credit & Debt, Commercial Real Estate

Status: In Good Standing Licensed: 26 Years

CONTACT

7 W Square Lake Rd, Bloomfield Hills, MI 48302

Shannon Laura Urbon

Landlord-Tenant, Family Law, Juvenile Law, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

1615 S Telegraph Rd, Bloomfield Hills, MI 48302

Scott Wesley Malott

Health Care, Reinsurance, Business, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

38505 Woodward Ave, Bloomfield Hills, MI 48304

Jessica Notarberardino

Credit & Debt

Status: In Good Standing

CONTACT

550 Hulet Dr, Bloomfield Hills, MI 48302

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

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Dexter Credit & Debt Lawyer, Michigan, page 4

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Kellie M. Blair

David A. Lerner

Douglas C. Bernstein

John Joseph Stockdale

Kenneth A. Vannorwick

Julian M. Levant

Anthony Rocco Pecora

Shannon Laura Urbon

Scott Wesley Malott

Jessica Notarberardino

TIPS

LEGAL TERMS

INTEREST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

ABUSE

NONDISCHARGEABLE DEBTS

CREDIT COUNSELING

CHAPTER 7 BANKRUPTCY

CHAPTER 13 BANKRUPTCY

FAIR LABOR STANDARDS ACT (FLSA)

NONPROFIT CORPORATION

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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