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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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John D. Hertzberg

Foreclosure, Litigation, Contract, Credit & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

4190 Telegraph Rd, Bloomfield Hills, MI 48302

Jay S. Kalish

Litigation, Federal Appellate Practice, Business, Credit & Debt

Status: In Good Standing Licensed: 48 Years

CONTACT

2000 Town Ctr, Southfield, MI 48075

Todd M. Halbert

Litigation, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

24359 Northwestern Hwy, Southfield, MI 48075

David Ross Ienna

Landlord-Tenant, Litigation, Contract, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

1 Parklane Blvd, Dearborn, MI 48126

Wesley E. Harper

Divorce, Elder Law, Contract, Credit & Debt

Status: In Good Standing

CONTACT

2109 Hamilton Rd, Okemos, MI 48864

Peter Vince Granata

Admiralty & Maritime, Medicare & Medicaid, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

16250 Northland Dr, Southfield, MI 48075

Mark C. Lahti

Government, Credit & Debt, Criminal

Status: In Good Standing Licensed: 40 Years

CONTACT

18474 Beverly Rd, Franklin, MI 48025

Melvin R. Partovich

Corporate, Business Organization, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 51 Years

CONTACT

57 Scenic Oaks Dr South, Bloomfield Hills, MI 48304

Lauren Alina Elster

Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 10 Years

CONTACT

4121 Okemos Rd, Okemos, MI 48864

Jesse R. Sweeney

Credit & Debt, Bankruptcy, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

28475 Greenfield Road, Southfield, MI 48076

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FCBA

See Fair Credit Billing Act.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Dexter Credit & Debt Lawyer, Michigan, page 8

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John D. Hertzberg

Jay S. Kalish

Todd M. Halbert

David Ross Ienna

Wesley E. Harper

Peter Vince Granata

Mark C. Lahti

Melvin R. Partovich

Lauren Alina Elster

Jesse R. Sweeney

TIPS

LEGAL TERMS

FCRA

FAIR CREDIT BILLING ACT (FCBA)

FCBA

LIABILITY

INTEREST

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LIMITED PARTNERSHIP

TRADE NAME

REDEMPTION

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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