Elmhurst Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Frederick C. Cappetta

Litigation, Estate Planning, Transactions, Collection

Status: In Good Standing Licensed: 59 Years

CONTACT

900 Jorie Blvd, Hinsdale, IL 60523

Frederick Cappetta

Litigation, Estate Planning, Business & Trade, Collection

Status: In Good Standing Licensed: 59 Years

CONTACT

900 Jorie Blvd, Hinsdale, IL 60523

Russell Custer

Bankruptcy & Debt, Collection, Litigation

Status: In Good Standing Licensed: 49 Years

CONTACT

1900 Spring Rd, Oak Brook, IL 60523

Russell R. Custer

Commercial Real Estate, Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

1900 Spring Road, Oak Brook, IL 60523

Natalie Cappetta

Commercial Real Estate, Estate, Transactions, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

1900 Spring Road, Oak Brook, IL 60523

Lawrence Oldfield

Criminal, Collection, Litigation, Estate Planning

Status: In Good Standing Licensed: 52 Years

CONTACT

2021 Midwest Rd., Oak Brook, IL 60523

E. Lawrence Oldfield

Agriculture, Corporate, Contract, Collection

Status: In Good Standing Licensed: 51 Years

CONTACT

2021 Midwest Rd, Oak Brook, IL 60523

Jonathan Fox

Litigation, Divorce & Family Law, Business & Trade, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

2021 Midwest Rd., Oak Brook, IL 60523

David Keith Barhydt

Landlord-Tenant, Government, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

2901 Butterfield Rd, Hinsdale, IL 60523

David Barhydt

Landlord-Tenant, Government, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

2901 Butterfield Rd, Hinsdale, IL 60523

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CCCS

See Consumer Credit Counseling Service.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Elmhurst Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Frederick C. Cappetta

Frederick Cappetta

Russell Custer

Russell R. Custer

Natalie Cappetta

Lawrence Oldfield

E. Lawrence Oldfield

Jonathan Fox

David Keith Barhydt

David Barhydt

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LEGAL TERMS

NUISANCE FEES

CREDIT COUNSELING

SOLE PROPRIETORSHIP

DOING BUSINESS AS (DBA)

CCCS

AUTOMATIC STAY

MEETING OF CREDITORS

FORBEARANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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