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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert E. Pugh

Collection, Criminal, Estate Planning, Personal Injury

Status: In Good Standing

CONTACT

1225 N North Street, Peoria, IL 61606

C. Edwin Walker

Banking & Finance, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

411 Hamilton, Peoria, IL 61602

Alison E. McLaughlin

Family Law, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

Chase Building, 124 S.W. Adams Street, Peoria, IL 61602

Christian Richard Engel

Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

207 West Jefferson Street, Bloomington, IL 61701

Chad Ritchie

Litigation, Transactions, Business, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

2203 E Empire St, Bloomington, IL 61704

Elizabeth Bell Megli

Commercial Real Estate, Estate Planning, Transactions, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

115 W Jefferson St, Bloomington, IL 61701

Elizabeth Megli

Collection, Estate Planning, Transactions, Commercial Real Estate

Status: In Good Standing Licensed: 20 Years

CONTACT

115 W Jefferson St, Bloomington, IL 61701

William Lee Gregory

Workers' Compensation, Collection, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

420 North Main Street, Bloomington, IL 61701

Douglas Noel Koth

Workers' Compensation, Collection, Personal Injury, Traffic

Status: In Good Standing Licensed: 39 Years

CONTACT

420 N Main St, Bloomington, IL 61701

Douglas Koth

Workers' Compensation, Collection, Personal Injury, Traffic

Status: In Good Standing Licensed: 39 Years

CONTACT

420 N Main St, Bloomington, IL 61701

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Eureka Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Robert E. Pugh

C. Edwin Walker

Alison E. McLaughlin

Christian Richard Engel

Chad Ritchie

Elizabeth Bell Megli

Elizabeth Megli

William Lee Gregory

Douglas Noel Koth

Douglas Koth

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

TRADE DRESS

NONEXEMPT PROPERTY

TOXIC TORT

COSIGNER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CHAPTER 13 PLAN

GENERAL PARTNER

COLLECTION AGENCY

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