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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Linn Perkins

Collection, Business, Bankruptcy

Status: In Good Standing

CONTACT

456 Fulton St, Peoria, IL 61602

Amira Lucia Vicari

Municipal, Family Law, Administrative Law, Collection

Status: In Good Standing

CONTACT

456 Fulton St, Peoria, IL 61602

Stephen Michael Morris

Litigation, Divorce & Family Law, Collection, Personal Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

456 Fulton Street, Peoria, IL 61602

Jason Myles Crowder

Civil Rights, Collection, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 28 Years

CONTACT

830 W Trailcreek Dr, Peoria, IL 61614

Stephanie Johnson

Divorce & Family Law, Adoption, Collection, Estate Planning

Status: In Good Standing Licensed: 29 Years

CONTACT

171 W. Lincoln Avenue, Lewistown, IL 61542

Brian Frederick Johnson

Litigation, Estate Planning, Business & Trade, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

1112 W Cayman Cove, Peoria, IL 61615

Dorian Lasaine

Estate Planning, Criminal, Collection, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

456 Fulton Street, Peoria, IL 61602

Dorian B. Lasaine

Estate Planning, Divorce, Criminal, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

456 Fulton Street, Peoria, IL 61602

Barbara Tribe

Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

824-b Derby St., Pekin, IL 61554

Chad Mathew Long

Litigation, Trusts, Estate Planning, Collection

Status: In Good Standing

CONTACT

117 E Main St, Galesburg, IL 61401

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT FILE

See credit report.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CCCS

See Consumer Credit Counseling Service.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Farmington Collection Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Linn Perkins

Amira Lucia Vicari

Stephen Michael Morris

Jason Myles Crowder

Stephanie Johnson

Brian Frederick Johnson

Dorian Lasaine

Dorian B. Lasaine

Barbara Tribe

Chad Mathew Long

TIPS

LEGAL TERMS

UNDUE HARDSHIP

MEETING OF CREDITORS

BULK SALES LAW

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT FILE

FAIR CREDIT REPORTING ACT (FCRA)

CCCS

SETOFF

PREFERENCE

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