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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Walter Lookofsky

Estate Planning, Divorce, DUI-DWI, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

111 E Main St, Shelbyville, IL 62565

Walter Brooks Lookofsky

Estate Planning, Divorce, DUI-DWI, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

111 E Main St, Shelbyville, IL 62565

Vernon Plummer

Social Security, Divorce, Criminal, Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

404 N. Douglas, Shelbyville, IL 62565

Vernon Louis Plummer

Social Security, Divorce, Criminal, Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

404 N. Douglas, Shelbyville, IL 62565

Judy A. Baker

Trusts, Child Custody, Adoption, Collection, Estate Planning

Status: In Good Standing Licensed: 32 Years

CONTACT

201 N. Logan, Gays, IL 61928

Judy Baker

Collection, Estate, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

201 North Logan Street, Mattoon, IL 61938

Julie Beyers

Litigation, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

601 E William St, Decatur, IL 62525

Julie Beyers

Litigation, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

601 E William St, Decatur, IL 62525

John Robert Barr

Family Law, Divorce, Collection, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

Decatur, IL 62525

Monica Hawkins

Workers' Compensation, DUI-DWI, Collection, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

363 S Main St, Decatur, IL 62523

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Findlay Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Walter Lookofsky

Walter Brooks Lookofsky

Vernon Plummer

Vernon Louis Plummer

Judy A. Baker

Judy Baker

Julie Beyers

Julie Beyers

John Robert Barr

Monica Hawkins

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LEGAL TERMS

PREFERENCE

LIABILITY

DEFINED CONTRIBUTION PLAN

WORKOUT

COLLATERAL

CHAPTER 13 PLAN

CREDIT INSURANCE

FRAUDULENT TRANSFER

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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