Floyd County, GA Credit & Debt Lawyers

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Robert K. Finnell

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Accident & Injury, Car Accident, Personal Injury, Wrongful Death, Motorcycle Accident

Bob Finnell has over thirty-six years of experience using the law to change lives and has protected the rights of more than 10,000 injured victims. He... (more)

FREE CONSULTATION

CONTACT

800-251-3760

One West Fourth Avenue, Rome, GA 30162

Daniele Tedesco

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Immigration, Divorce & Family Law, Personal Injury, Wills & Probate

Fluent in Spanish and Portuguese

I am originally from Brazil and I have been through the immigration process myself. I understand very well how my clients feel and how frustrating t... (more)

CONTACT

800-653-1320

34 E 2nd Ave, Rome, GA 30161

Rick Cromartie

Workers' Compensation, Civil Rights, Car Accident, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

401 Broad Street, Rome, GA 30161

Regina Wilson Davis

Social Security -- Disability, Mental Health, Government Agencies, Administrative Law

Status: Inactive Licensed: 45 Years

CONTACT

907 East Second Avenue, Mount Berry, GA 30161

Robert Davis

Lawsuit & Dispute, Social Security, Civil & Human Rights

Status: In Good Standing Licensed: 38 Years

CONTACT

907 E. 2Nd Avenue, Mount Berry, GA 30161

John Scott Husser

Family Law, Criminal, Insurance, Collection

Status: In Good Standing

CONTACT

401 Broad Street, Mount Berry, GA 30162

Jeffrey Branan Kelly

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

107 East Fifth Avenue, Mount Berry, GA 30161

Sidney P. Wright

Real Estate, Elder Law, Civil & Human Rights

Status: In Good Standing

CONTACT

Rome, GA 30162

John T. Corwin

Real Estate

Status: In Good Standing Licensed: 41 Years

CONTACT

28 Bale Street Sw, Mount Berry, GA 30165

Susan Diane Taylor

Real Estate, Lawsuit & Dispute, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

Rome, GA 30162

800-923-0641

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800-943-8690

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Floyd County, GA Credit & Debt Lawyers

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Robert K. Finnell

Daniele Tedesco

Rick Cromartie

Regina Wilson Davis

Robert Davis

John Scott Husser

Jeffrey Branan Kelly

Sidney P. Wright

John T. Corwin

Susan Diane Taylor

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

REAFFIRMATION

HOUSEHOLDER

FRATERNAL BENEFIT SOCIETY BENEFITS

SETOFF

COSIGNER

PREFERENCE

GRACE PERIOD

ABUSE

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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