Floyd County, GA Credit & Debt Lawyers, page 3

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Bryan Thomas Johnson

Real Estate, Lawsuit & Dispute, Divorce, Criminal

Status: In Good Standing Licensed: 15 Years

CONTACT

3 Government Plaza, Mount Berry, GA 30161

Mather Daniel Graham

Estate

Status: In Good Standing Licensed: 31 Years

CONTACT

519 Broad Street, Mount Berry, GA 30161

Carl Andrew Garner

Real Estate, Estate, Business & Trade, Business

Status: In Good Standing

CONTACT

111 Bridgepoint Plaza, Mount Berry, GA 30162

Elisabeth Marie Mienkwic

Immigration, Criminal

Status: In Good Standing Licensed: 11 Years

CONTACT

3 Government Plaza, Mount Berry, GA 30161

Virginia B. Harman

Federal Trial Practice, Trusts, Contract, Credit & Debt

Status: In Good Standing

CONTACT

111 Bridgepoint Plaza, Mount Berry, GA 30162

Elizabeth Zeller Mitchell

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

Mount Berry, GA 30162

Brian Bojo

Estate Planning, Estate, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

111 Bridgepoint Plaza, Mount Berry, GA 30162

Julius Winfrey Peek

Family Law, Divorce & Family Law

Status: In Good Standing

CONTACT

111 Bridgepoint Plaza, Mount Berry, GA 30162

Crystal Nicole Burkhalter

Family Law, Children's Rights, Trusts, Tax

Status: In Good Standing Licensed: 15 Years

CONTACT

531 Broad St, Mount Berry, GA 30161

Robert M. Brinson

Federal Appellate Practice, Criminal, Civil Rights, Business, Personal Injury

Status: In Good Standing Licensed: 62 Years

CONTACT

Mount Berry, GA 30162

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Floyd County, GA Credit & Debt Lawyers, page 3

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Bryan Thomas Johnson

Mather Daniel Graham

Carl Andrew Garner

Elisabeth Marie Mienkwic

Virginia B. Harman

Elizabeth Zeller Mitchell

Brian Bojo

Julius Winfrey Peek

Crystal Nicole Burkhalter

Robert M. Brinson

TIPS

LEGAL TERMS

CREDIT REPORT

C CORPORATION

NUISANCE FEES

LOSS DAMAGE WAIVER (LDW)

CREDIT INSURANCE

FORBEARANCE

FRATERNAL BENEFIT SOCIETY BENEFITS

GUARANTOR

COLLECTION AGENCY

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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